ABC SUPPLY CO. INC. v. FIRSTFAMILY ROOFING GROUP LLC aka FAMILY FIRST ROOFING GROUP LLC
What's This Case About?
Let’s get one thing straight: this is not a murder mystery. There are no secret affairs, no hidden bodies, no dramatic courtroom confessions. But if you’re looking for betrayal, broken promises, and a man who signed his name to a contract like he was autographing a baseball — only to leave someone holding the bill — then buckle up, because $45,831.01 worth of roofing drama is about to unfold.
Meet Michael Toney. He’s the proud owner of Family First Roofing Group LLC, a company with a name so wholesome it sounds like a church youth group or a dad-joke band. In 2023, he launched this dream — or at least the LLC — out of Jenks, Oklahoma, right in the heart of tornado alley, where shingles go to die and contractors go to get rich — or get sued. Michael, wearing the dual hats of President and Owner (and possibly Chief of Morale and Coffee Maker), decided his business needed supplies. Not just any supplies — we’re talking the high-end, shingle-stacking, gutter-hanging, contractor-grade gear that keeps Oklahoma roofs from turning into indoor swimming pools during spring storms. And who better to supply that than ABC Supply Co., the Walmart of roofing materials, a national powerhouse with branches from Beloit to Tulsa?
Now, ABC Supply doesn’t just hand out pallets of architectural shingles on a handshake. They’ve got systems. They’ve got credit applications. They’ve got spreadsheets that probably cry when you miss a payment. So when Family First Roofing Group wanted to open an account in May 2025, they filled out a very official-looking Credit Application — 14 sections of fine print, checkboxes, tax IDs, and existential questions like “Do you require Order Acknowledgement?” (Spoiler: they did not.) Michael Toney signed it. Twice. Once as the Authorized Signatory, and once as the Personal Guarantor — which, in human language, means “if my company can’t pay, I will, even if I have to sell my lawn mower.”
Here’s where things get juicy: the company was already listed as Inactive with the Oklahoma Secretary of State at the time of the application. That’s like trying to get a car loan while your driver’s license is suspended. It’s not illegal, but it is a red flag the size of a highway billboard. And yet — ABC Supply said yes. They extended credit up to $30,000, expecting monthly purchases between $50,000 and $100,000. That’s not just a few bundles of shingles — that’s full-scale roofing operation energy. This wasn’t a side hustle. This was supposed to be a business.
For a hot second, it looked like things were working. Invoices started flying. Between June and July 2025, Family First Roofing received shipments for jobs in names like Travis Burchart, James Texer, Nigel Rayner — people who may or may not be real, but whose names sound like extras from a Western noir film. There were invoices for $7,000, $9,000, even $12,000. There were credit memos too — returns, maybe, or adjustments — but the net result was a growing, bloated balance that, by July 31, 2025, hit exactly $45,831.01. That’s not just over the original $30,000 credit limit — it’s way over. And tacked on at the end, like a final insult: a $229.65 late fee. Because nothing says “I’m ignoring you” like letting a bill sit just long enough to earn a penalty.
ABC Supply, presumably tired of sending statements to an email address that might as well have been [email protected], finally snapped. On July 31, 2025 — the same day the statement was issued — they filed a lawsuit in Tulsa County District Court. Their argument? Simple: breach of contract. You took the stuff. You signed the paper. You promised to pay. You didn’t. Now, hand over the money.
Legally speaking, this is about as straightforward as it gets. No RICO charges, no fraud allegations, no claims of defective shingles or ghost employees. Just a classic, no-nonsense breach of contract — the civil court equivalent of “you broke the rules, now pay up.” ABC Supply isn’t asking for punitive damages, they’re not demanding Michael Toney perform community service or publicly apologize on social media. They just want their $45,831.01, plus interest, attorney fees, and court costs — the financial version of “plus tax.”
Now, is $45,831 a lot? In the grand scheme of construction debt, maybe not. A major roofing company could burn through that on a single high-end home in Aspen. But for a small Oklahoma LLC — one that claimed $1–3 million in annual sales but was already inactive — it’s a lot. It’s the difference between buying a new fleet of trucks or eating ramen for a year. It’s the kind of number that can kill a business. Or, in this case, confirm that the business was already dead.
What makes this case so deliciously petty is the sheer banality of the betrayal. There’s no drama, no scandal — just invoices, credit memos, and a man who thought he could float on credit like it was free money. Michael Toney didn’t vanish in a puff of smoke. He didn’t flee the country. He just… stopped paying. And now, because he personally guaranteed the debt, he can’t hide behind the LLC like it’s a force field. That signature — the one he e-signed with the casual confidence of a guy ordering DoorDash — now means he’s on the hook personally. His house? His car? His 401(k)? All potentially fair game if ABC Supply wins.
And here’s the kicker: the business address on file is 508 East Main Street in Jenks. That’s a real place — a small commercial strip with a laundromat and a tattoo parlor. No fancy warehouse. No fleet of trucks out back. Just a storefront and a dream. And maybe, just maybe, a stack of unpaid invoices gathering dust in a filing cabinet that no one’s opened since June.
Our take? We’re not rooting for ABC Supply — they’re a faceless corporation with more lawyers than your average county courthouse. But we’re not rooting for Michael Toney either — not because he’s evil, but because he played the “I’ll deal with it later” game, and now the piper is demanding payment. The most absurd part? That someone would build a business called Family First Roofing Group — a name that literally evokes trust, loyalty, and moral responsibility — and then stiff a supplier for nearly fifty grand. The irony is so thick you could roof a house with it.
At the end of the day, this isn’t about justice. It’s about paperwork. It’s about what happens when you sign your name to a contract and then pretend it doesn’t exist. And if there’s a lesson here, it’s this: in America, you can fake a lot of things — your smile, your confidence, your LinkedIn profile — but you cannot fake a balance sheet. Especially not when ABC Supply is watching.
Case Overview
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ABC SUPPLY CO. INC.
business
Rep: BURTON E. STACY, JR. and CHARLOTTE M. STACY
- FIRSTFAMILY ROOFING GROUP LLC aka FAMILY FIRST ROOFING GROUP LLC business
- MICHAEL TONEY individual
| # | Cause of Action | Description |
|---|---|---|
| 1 | breach of contract | unpaid invoices |