Tinker Federal Credit Union v. C&F Body Shop

IN THE DISTRICT COURT OF OKLAHOMA COUNTY STATE OF OKLAHOMA TINKER FEDERAL CREDIT UNION, Plaintiff, vs. C&F BODY SHOP Defendant. FILED DISTRICT COURT OKLAHOMA COUNTY, OKLAHOMA February 9, 2026 10:41 AM RICK WARREN, COURT CLERK Case Number CJ-2026-1050 VERIFIED PETITION Plaintiff, Tinker Federal Credit Union ("TFCU"), for its cause of action against the Defendants, C&F Body Shop ("Defendant") alleges and states as follows: 1. On or about October 28, 2022, Samatti J. Cagnolatti ("Debtor"), executed a Promissory Note (hereinafter referred to as the "Contract") and became obligated to pay TFCU the principal amount of $19,609.00, plus interest at 13.49% per annum, according to the terms of the Contract. See Contract attached hereto as Exhibit “A”. 2. As part of the Contract and to secure the performance of Debtor, executed a Security Agreement which granted TFCU a security interest in a 2016 Ford F-150 1FTEW1EG8GKD59823 (hereinafter referred as the "Collateral"). 3. TFCU properly perfected its security interest in accordance with Oklahoma law. See Proof of Lien, attached hereto as Exhibit “B”. 4. Debtor has default on the Contract by allowing Defendant to claim a lien on the Collateral. See Exhibit “A”, pg. 6. 5. As of May 17, 2024, the balance due on the Contract was $18,322.15. Interest continues to accrue at a rate of $6.47 per day. 6. Because of Defendant’s default under the Contract and Security Agreement, TFCU has a special ownership or interest in the Collateral and is entitled to immediate possession of the Collateral. 7. The actual value of the Collateral is estimated at $18,125.00. 8. On June 14, 2024, TFCU filed suit against Debtor in Oklahoma County CJ-2024-3925 for breach of contract and for repossession of the Collateral. 9. On October 18, 2024, the Court entered judgment in TFCU’s favor against Debtor for monetary damages and for possession of the Collateral. See Journal Entry of Judgment attached hereto as Exhibit “C”. 10. The Collateral has not been taken in execution on any order or judgment against TFCU, or for the payment of any tax, fine or amercement assessed against TFCU, or by virtue of an order of delivery issued under Chapter 31 of Title 12 of the Oklahoma Statutes, or for any other mesne or final process issued against TFCU. 11. TFCU believes that Defendant is in actual or constructive possession of the Collateral, and that Defendants’ possession is subject to the rights of TFCU. Although TFCU has demanded possession of the Collateral, Defendant failed to deliver or relinquish possession of the Collateral to TFCU. Defendant is, therefore, wrongfully detaining the Collateral. 12. Specifically, TFCU believes Defendant obtained the Collateral on June 11, 2023. See Notice of Lien attached hereto as Exhibit “D”. See also Notice of Sale attached hereto as Exhibit “E”. 13. Defendant failed to comply with 42 O.S. §91 to claim a priority lien on the Collateral. As such, any lien Defendant may claim on the Collateral is inferior to TFCU’s perfected lien and TFCU is entitled to possession of the Collateral. 14. Specifically, on or about February 3, 2026, TFCU receive a Notice of Lien and Notice of Sale from Defendant, in which Defendant claims a possessory lien on the Collateral pursuant to 42 O.S. §91. See Exhibits “D” and “E”. 15. The Notice of Sale states that Defendant intends to sell the Collateral on February 11, 2026. See Exhibit “E”. 16. In its Notice of Lien and Notice of Sale, Defendant states it first rendered service to the Collateral on June 11, 2023. See Exhibits “D” and “E”. 17. 42 O.S. §91 states that a lien claimant’s Possessory lien shall be inferior to any perfected lien unless the lien claimant complies with all requirements of the statute. 42 O.S. §91(A)(3). 18. One of these requirements is that the lien claimant must mail any lienholder a Notice of Lien within the first sixty (60) day of rendering services on the Collateral. 42 O.S. §91(A). 19. Additionally, the Notice of Lien Defendant sent TFCU also states “Pursuant to 42 O.S. §91, Notice of Possessory Lien must be mailed by certified mail within 60 days of Date of First Services Rendered.” See Exhibit “D”. 20. Defendant failed to mail TFCU a Notice of Lien by August 10, 2023. As such, Defendant failed to comply with the requirements of 42 O.S. §91 and any lien Defendant may claim on the Collateral is inferior to TFCU’s perfected lien. 21. On February 2, 2026, W. Kyle Puckett, attorney for TFCU, called Defendant to discuss the Lien, but no one answered the phone. Mr. Puckett left a voicemail requesting a call back. 22. On February 3, 2026, Mr. Puckett sent Defendant a letter explaining how Defendant failed to comply with 42 O.S. §91 and that TFCU is entitled to possession of the Collateral. Mr. Puckett advised Defendant that TFCU was demanding Defendant surrender the Collateral by 9:00 a.m. on February 9, 2026 or TFCU would file a lawsuit against Defendant for possession of the Collateral. 23. Mr. Puckett called Defendant again on February 6, 2026, but no one answered the call. 24. As of the date of this filing, Mr. Puckett has not heard back from Defendant. 25. Due to Defendant’s failure to respond, TFCU believes Defendant intends to proceed with selling the Collateral on February 11, 2026. Said sale would cause significant financial injury to TFCU, as such TFCU is requesting the Court enter a temporary restraining order preventing Defendant from selling the Collateral. 26. TFCU is entitled to a temporary restraining order preventing the sale and/or transfer of the Collateral and an injunction preventing Defendant from selling, transferring, altering or otherwise disposing of the Collateral pursuant to 12 O.S. § 1381, et. al. 27. Mr. Puckett informed Defendant in his demand letter that TFCU would be submitting a temporary restraining order preventing the sale of the Collateral to the Court at around 11:00 a.m. on February 9, 2026. 28. Based on Defendant’s noncompliance with 42 O.S. § 91 and recent actions, TFCU believes that Defendant may attempt to conceal, damage or destroy the Collateral or a part thereof, or to remove the Collateral for the State or County, and TFCU will thereby suffer irreparable harm. As such, TFCU respectfully requests this Court to enter temporary restraining order preventing the sale and/or transfer of the Collateral and an injunction preventing Defendant from selling, transferring, altering or otherwise disposing of the Collateral pursuant to 12 O.S. § 1381, et. al. pending this case. 29. TFCU is entitled to damages against Defendant not to exceed $75,000.00, plus its costs, including a reasonable attorney’s fee. 30. WHEREFORE, Tinker Federal Credit Union prays: (a) that the clerk of this Court issue the above-described notice to Defendant, and further that the notice inform Defendant, that pursuant to 12 O.S. §1571.1, any person who willfully or knowingly damages property in which there exists a valid right to issuance of an order of delivery, or on which such order shall be sought under the provisions of 12 O.S. §1571, or who conceals it, with intent to interfere with the enforcement of the order, or who removes it from the jurisdiction of this Court with the intention of defeating the enforcement of an order of delivery, or who willfully refuses to disclose its location to an officer charged with execution an order for its delivery, or who, when in possession of such property, willfully interferes with the officers charged with execution such writ, shall be guilty of a misdemeanor, and in addition to such criminal penalties as are provided by law, shall be liable to TFCU for double the amount of damages done to the property, together with a reasonable attorney's fees to be fixed by the Court; (b) that this Court issue an order for immediate delivery of the Collateral to TFCU; (c) that this Court render judgment in favor of TFCU and against the Defendant for possession of the Collateral, decreeing that TFCU's interest in the Collateral is senior and prior to the interest of Debtor and Defendant in the Collateral, and authorizing the foreclosure of TFCU's security interest in the Collateral, and (d) enter an award of damages against Defendant for any damage caused to the Collateral, pursuant to Title 42 O.S. §91(J); (e) that this Court award TFCU damages against Defendant, not to exceed $75,000.00, plus its costs, including a reasonable attorney’s fee (f) enter an award of attorney’s fees and costs; and (g) any and all such further relief permitted by law. Respectfully submitted, Jeffrey S. Ludlam, OBA #17822 W. Kyle Puckett, OBA #34003 HALL & Ludlam, P.L.L.C. 210 Park Ave, Suite 3001 Oklahoma City, Oklahoma 73102 (405) 600–9500 Telephone (405) 600–9550 Facsimile [email protected] [email protected] Attorneys for Tinker Federal Credit Union VERIFICATION STATE OF OKLAHOMA ) COUNTY OF OKLAHOMA ) ss. I, Rafael Carattini, of lawful age, being first duly sworn upon oath, state: That I am an authorized agent for the plaintiff above-named; that I have read the above and foregoing Petition; that the matters, facts and things therein stated are true and correct to the best of my belief and knowledge. Rafael Carattini Jr Subscribed and sworn to before me this 6th day of February, 2026. Notary Public My Commission Expires: Loan and Security Agreements and Disclosure Statement Covered Borrower Under Military Lending Act ☐ FIXED RATE ☒ STEP RATE LOAN DATE 10/28/2022 ACCOUNT NUMBER ☐ VARIABLE RATE LOAN NUMBER 0052 MATURITY DATE 11/12/2028 BORROWER 1 (Name & Address) SAMATTI J CAGNOLATTI 11108 Sw 32nd St Yukon, OK 73099-3579 BORROWER 2 (Name & Address) BORROWER 3 (Name & Address) BORROWER 4 (Name & Address) TRUTH IN LENDING DISCLOSURE ('e' means an estimate) <table> <tr> <th>ANNUAL PERCENTAGE RATE</th> <th>FINANCE CHARGE</th> <th>Amount Financed</th> <th>Total of Payments</th> <th>Total Sale Price</th> </tr> <tr> <td>The cost of Your credit as a yearly rate.</td> <td>The dollar amount the credit will cost You.</td> <td>The amount of credit provided to You or on Your behalf.</td> <td>The amount You will have paid after You have made all payments as scheduled.</td> <td>The total cost of Your purchase on credit is<br>$ N/A<br>which includes Your downpayment of $ N/A</td> </tr> <tr> <td>13.490 %</td> <td>$ 9,258.16 e</td> <td>$19,609.00</td> <td>$28,867.16 e</td> <td></td> </tr> </table> Your Payment Schedule Will Be: Number of Payments Amount of Payments When Payments Are Due 071 $400.94 Monthly BEGINNING 12/12/2022 1 $400.42 e Maturing 11/12/2028 Prepayment: If You pay off early You will not have to pay a penalty. Required Deposit: The Annual Percentage Rate does not take into account Your required deposit, if any. Demand: ☐ This obligation has a demand feature. ☐ All disclosures are based on an assumed maturity of one year. Property Insurance: You may obtain property insurance from anyone You want that is acceptable to the Credit Union. If You get the insurance from the Credit Union You will pay $0.00. Filing Fees $0.00 Non-Filing Insurance $N/A Late Charge: If any payment or portion of payment you make is more than ten days past its due date, you will be charged the greater of $20.50 or 5.00% of the unpaid amount of the scheduled monthly payment. No late charge will be assessed on any payment when the delinquency is caused only by late fees assessed on earlier payments, and the payment received is otherwise a full payment. Security: Collateral securing other loans with the Credit Union may also secure this Loan. You are giving a security interest in Your shares and dividends and, if any, Your deposits and interest in the Credit Union; and the Property described below: <table> <tr> <th>Collateral</th> <th>Property/Model/Make</th> <th>Year</th> <th>I.D. Number</th> <th>Type</th> <th>Value</th> <th>Key Number</th> </tr> <tr> <td>Ford F-150</td> <td></td> <td>2016</td> <td>1FTEW1EG8GKD59823</td> <td>N/A</td> <td>$ N/A</td> <td>N/A</td> </tr> <tr> <td colspan="7">Other (Describe)</td> </tr> <tr> <td colspan="5">Pledge of Shares $0.00 in Account No.</td> <td colspan="2">$0.00 in Account No.</td> </tr> </table> Variable Rate: N/A See Your contract documents for any additional information about nonpayment, default, and any required repayment in full before the scheduled date. Credit Union Tinker Federal Credit Union Acct No. ITEMIZATION OF THE AMOUNT FINANCED ('e' means an estimate) Itemization of Amount Financed of $19,609.00 Amount Given to You Directly $ 0.00 Amount Paid on Your Account $ 0.00 Prepaid Finance Charge $ 0.00 Amounts Paid to Others on Your Behalf: (If an amount is marked with an asterisk (*) We will be retaining a portion of the amount.) $0.00 To $0.00 To $0.00 To $0.00 To $0.00 To $0.00 To $0.00 To $0.00 To $0.00 To $0.00 To $0.00 To $0.00 To $0.00 To $0.00 To $0.00 To $ MILITARY LENDING ACT DISCLOSURES Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). Please call Us at 1-844-756-3767 to receive oral disclosures of the Military Lending Act disclosure above and a description of the payment obligation. A "Covered Borrower" for purposes of this loan means a consumer who, at the time the consumer becomes obligated on this loan, is a covered member or a dependent of a covered member as defined by the Military Lending Act. A Covered Borrower does not mean a consumer who (though a Covered Borrower at the time he or she became obligated on this transaction) no longer is a covered member or a dependent of a covered member as defined by the Military Lending Act. LOAN AGREEMENT In this Loan Agreement ("Agreement") all references to "Credit Union", "We", "Our" or "Us" mean the Credit Union whose name appears above and anyone to whom the Credit Union assigns or transfers this Agreement. All references to "You" or "Your" mean each person who signs, or otherwise authenticates, this Agreement as a borrower. 1. PROMISE TO PAY - You promise to pay $19,609.00 to the Credit Union plus interest on the unpaid balance until what You owe has been repaid. For fixed rate loans, the interest rate is 13.490 % per year. For step-rate loans, the initial interest rate will be N/A % until N/A and then the interest rate will be N/A % until the balance is repaid in full. For variable rate loans, the initial interest rate is N/A % per year and will vary as follows: N/A You will pay principal and interest by making payments each month. Your initial monthly payment will be in the amount of U.S. $ 400.94 . You will make payments on the 12th day of each month beginning on 12/12/2022 . Subject only to the payment terms below, You will make these payments every month until You have paid all of the principal and interest and any other charges, described below, that You may owe under this Agreement. If, on 11/12/2028 , You still owe amounts under this Agreement, You will pay all amounts in full on that date. Collection Costs: In the event of default, You are liable for and agree to pay reasonable costs of collection to the extent permitted by applicable law. You agree to pay reasonable expenses and costs We incur in realizing on the security interest, including, without limitation, repossession costs, court costs, fees for replevin bonds, expert fees, storage costs, repair costs, preparation for sale expenses, filing costs, and selling costs. If You default and We refer Your debt to an attorney who is not one of Our salaried employees, You agree to pay reasonable attorney's fees in the amount of 15% of the unpaid debt. In the event of litigation or action to enforce Our rights, a court may award reasonable attorney's fees to a prevailing party in any transaction where such expenses and fees may be awarded in accordance with applicable law. 2. PAYMENTS - If you elect voluntary payment protection, we will include the premium or program fee in your payments. If you subsequently elect voluntary payment protection, we will either include the premium or program fee in your payments or extend the term of your loan. If the term is extended, you will be required to make additional payments of the scheduled amount, until what you owe has been paid. All prepayments will be applied first to accrued and unpaid fees and Finance Charge(s). Any language to the contrary notwithstanding, the balance of any prepayments may be applied, at the option of Lender, (i) to the final installments of the principal, beginning with the final installment, which may shorten the maturity of the loan or reduce the final payment or payments, (unless there is a missed payment) or (ii) to the prepayment of the next forthcoming installments of principal and interest, in order, which will not shorten the maturity of the loan or reduce any remaining payments. If you do not make payments exactly as scheduled, your final payment may be more or less than the amount of the final payment that is disclosed. You are allowed to prepay your loan balance and make monthly payments early without penalty; however, the "due date" for your next payment will not advance more than three (3) months. You are expected to make and continue to make and/or schedule a payment each month to meet the requirements of your loan agreement with us and to avoid default until your loan is paid in full. You promise to make all payments to the place we choose. If this loan refinances another loan we have with you, the other loan will be canceled and refinanced as of the date of this loan. Unless otherwise required by law, payments will be applied to amounts owed in the manner we choose. 3. LOAN PROCEEDS BY MAIL - If the proceeds of this loan are mailed to You, interest on this loan begins on the date the loan proceeds are mailed to You. 4. SECURITY FOR LOAN - This Agreement is secured by all property described in the "Security" section of the Truth in Lending Disclosure. Property securing other loans You have with Us also secures this loan, unless the property is a dwelling or otherwise prohibited by federal and/or state law. In addition to Your pledge of shares, We may also have what is known as a statutory lien on all individual and joint accounts You have with Us. A statutory lien means We have the right under federal and/or state law to claim an interest in Your accounts. Unless otherwise prohibited by federal and/or state law, We can enforce a statutory lien against Your shares and dividends and, if any, interest and deposits, in all individual and joint accounts You have with Us to satisfy any outstanding financial obligation that is due and payable to Us. We may exercise Our right to enforce this lien without further notice to You, to the extent permitted by law. For all borrowers: You pledge as security for this loan all shares and dividends and, if any, all deposits and interest in all joint and individual accounts You have with the Credit Union now and in the future. The statutory lien and/or Your pledge will allow Us to apply the funds in Your account(s) to what You owe when You are in default. If a dollar amount and account number are listed in the "Security" section of the Truth in Lending Disclosure, You may not withdraw the amount that has been specifically pledged to secure this loan until the Credit Union agrees to release all or part of the pledged amount. The statutory lien and Your pledge do not apply to any Individual Retirement Account or any other account that would lose special tax treatment under state or federal law if given as security. 5. DEFAULT - You will be in default under this Agreement if You do not make a payment of the amount required on or before the date it is due. You will be in default if You break any promise You made in connection with this loan or if anyone is in default under any security agreement made in connection with this Agreement. You will be in default if You die, file for bankruptcy, become insolvent (that is, unable to pay Your bills and loans as they become due), or if You made any false or misleading statements in Your loan application. You will also be in default if something happens that We believe may seriously affect Your ability to repay what You owe under this Agreement or if You are in default under any other loan agreement You have with Us. 6. ACTIONS AFTER DEFAULT - When You are in default, We may demand immediate payment of the entire unpaid balance under this Agreement. If We demand immediate payment, You will continue to pay interest at the rate provided for in this Agreement, until what You owe has been repaid. We will also apply against what You owe any shares and/or deposits given as security under this Agreement. We may also exercise any other rights given by law when You are in default. Unless You are a Covered Borrower under the Military Lending Act, You waive any right You have to receive demand for payment, notice of intent to demand immediate payment and notice of demand for immediate payment. 7. EACH PERSON RESPONSIBLE - Each person who signs, or otherwise authenticates, this Agreement will be individually and jointly responsible for paying the entire amount owed under this Agreement. This means We can enforce Our rights against any one of You individually or against all of You together. 8. LATE CHARGE - If You are late in making a payment, You promise to pay the late charge shown in the Truth in Lending Disclosure. If no late charge is shown, You will not be charged one. 9. DELAY IN ENFORCING RIGHTS - We can delay enforcing any of Our rights under this Agreement any number of times without losing the ability to exercise Our rights later. We can enforce this Agreement against Your heirs or legal representatives. 10. CONTINUED EFFECTIVENESS - If any part of this Agreement is determined by a court to be unenforceable, the rest will remain in effect. 11. NOTICES - Notices will be sent to You at the most recent address You have given Us in writing. Notice to any one of You will be notice to all. 12. USE OF ACCOUNT - You promise to use Your account for consumer (personal, family or household) purposes, unless the Credit Union gives You written permission to use the account also for agricultural or commercial purposes, or to purchase real estate. 13. NO ORAL AGREEMENTS -- THIS NOTE CONSTITUTES A "WRITTEN LOAN AGREEMENT" PURSUANT TO SECTION 26.02 OF THE TEXAS BUSINESS AND COMMERCE CODE, IF SUCH SECTION APPLIES. THIS WRITTEN LOAN AGREEMENT REPRESENTS THE FINAL AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES. 14. The following is required by Vermont law: NOTICE TO COSIGNER: YOUR SIGNATURE ON THIS NOTE MEANS THAT YOU ARE EQUALLY LIABLE FOR REPAYMENT OF THIS LOAN. IF THE BORROWER DOES NOT PAY, THE LENDER HAS A LEGAL RIGHT TO COLLECT FROM YOU. 15. NOTICE TO UTAH BORROWERS: This written Agreement is the final expression of the Agreement between You and the Credit Union. This written Agreement may not be contradicted by evidence of any oral agreement. 16. GOVERNING LAW - Unless otherwise required by applicable federal or state law, this Agreement is governed by Oklahoma state law. 17. ARBITRATION - For any disputes or claims arising out of this Agreement, all such disputes or claims will be handled in accordance with the Terms and Conditions of Your Account with Tinker Federal Credit Union. THE ARBITRATION OF CLAIMS AND DISPUTES AND CLASS ACTION WAIVER SECTION IN YOUR TERMS AND CONDITIONS OF YOUR ACCOUNT CONTAINS IMPORTANT INFORMATION REGARDING HOW DISPUTES WILL BE HANDLED ARISING OUT OF THIS AGREEMENT, INCLUDING A REQUIREMENT TO HANDLE DISPUTES THROUGH ARBITRATION AND GIVING UP YOUR RIGHT TO A JURY TRIAL OR ABILITY TO PARTICIPATE AS A CLASS REPRESENTATIVE. This waiver will apply unless you are a Covered Borrower under the Military Lending Act or unless otherwise prohibited by law. 18. OTHER PROVISIONS - SECURITY AGREEMENT In this Security Agreement ("Agreement") all references to "Credit Union", "We", "Our" or "Us" mean the Credit Union whose name appears on this document and anyone to whom the Credit Union assigns or transfers this Agreement. All references to the "Loan" mean the loan described in the Loan Agreement that is part of this document. All references to "You" or "Your" mean any person who signs, or otherwise authenticates, this Agreement. 1. THE SECURITY FOR THE LOAN - You give Us what is known as a security interest in the Property described in the "Security" section of the Truth in Lending Disclosure that is part of this document ("the Property"). The security interest You give includes all accessions. Accessions are things which are attached to or installed in the Property now or in the future. The security interest also includes any replacements for the Property which You buy within 10 days of the Loan and any extensions, renewals or refinancings of the Loan. It also includes any money You receive from selling the Property or from insurance You have on the Property. If the value of the Property declines, You promise to give Us more property as security if asked to do so. 2. WHAT THE SECURITY INTEREST COVERS/CROSS COLLATERAL PROVISIONS - The security interest secures the Loan and any extensions, renewals or refinancings of the Loan. Unless prohibited by applicable law, the security interest also secures any other loans, including any credit card loan, You have now or receive in the future from Us and any other amounts You owe Us for any reason now or in the future, except any loan secured by Your principal dwelling. If the Property is household goods as defined by the Federal Trade Commission Credit Practices Rule or Your principal dwelling, the Property will secure only this Loan and not other loans or amounts You owe Us. 3. OWNERSHIP OF THE PROPERTY - You promise that You own the Property or, if this Loan is to buy the Property, You promise You will use the Loan proceeds for that purpose. You promise that no one else has any interest in or claim against the Property that You have not already told Us about. You promise not to sell or lease the Property or to use it as security for a loan with another creditor until the Loan is repaid. You promise You will allow no other security interest or lien to attach to the Property either by Your actions or by operation of law. 4. PROTECTING THE SECURITY INTEREST - If Your state issues a title for the Property, You promise to have Our security interest shown on the title. We may have to file what is called a financing statement to protect Our security interest from the claims of others. You irrevocably authorize Us to execute (on Your behalf), if applicable, and file one or more financing, continuation or amendment statements pursuant to the Uniform Commercial Code (UCC) in a form satisfactory to Us. You promise to do whatever else We think is necessary to protect Our security interest in the Property. You also promise to pay all costs, including but not limited to any attorney fees, We incur in protecting Our security interest and rights in the Property, to the extent permitted by applicable law. 5. USE OF PROPERTY - Until the Loan has been paid off, You promise You will: (1) Use the Property carefully and keep it in good repair. (2) Obtain Our written permission before making major changes to the Property or changing the address where the Property is kept. (3) Inform Us in writing before changing Your address. (4) Allow Us to inspect the Property. (5) Promptly notify Us if the Property is damaged, stolen or abused. (6) Not use the Property for any unlawful purpose. (7) Not retitle the Property in another state without telling Us. 6. PROPERTY INSURANCE, TAXES AND FEES - You promise to pay all taxes and fees (like registration fees) due on the Property and to keep the Property insured against loss and damage. The amount and coverage of the property insurance must be acceptable to Us. You may provide the property insurance through a policy You already have, or through a policy You get and pay for. You promise to make the insurance policy payable to Us and to deliver the policy or proof of coverage to Us if asked to do so. If You cancel Your insurance and get a refund, We have a right to the refund. If the Property is lost or damaged, We can use the insurance settlement to repair the Property or apply it towards what You owe. You authorize Us to endorse any draft or check which may be payable to You in order for Us to collect any refund or benefits due under Your insurance policy. If You do not pay the taxes or fees on the Property when due or keep it insured, We may pay these obligations, but We are not required to do so. Any money We spend for taxes, fees or insurance will be added to the unpaid balance of the Loan and You will pay interest on those amounts at the same rate You agreed to pay on the Loan. We may receive payments in connection with the insurance from a company which provides the insurance. We may monitor Our loans for the purpose of determining whether You and other borrowers have complied with the insurance requirements of Our loan agreements or may engage others to do so. The insurance charge added to the Loan may include (1) the insurance company's payments to Us and (2) the cost of determining compliance with the insurance requirements. If We add amounts for taxes, fees or insurance to the unpaid balance of the Loan, We may increase Your payments to pay the amount added within the term of the insurance or term of the Loan. 7. INSURANCE NOTICE - If You do not purchase the required property insurance, the insurance We may purchase and charge You for will cover only Our interest in the Property. The premium for this insurance may be higher because the insurance company may have given Us the right to purchase insurance after uninsured collateral is lost or damaged. The insurance will not be liability insurance and will not satisfy any state financial responsibility or no fault laws. 8. DEFAULT - You will be in default if You break any promise You make or fail to perform any obligation You have under this Agreement. You will also be in default under this Agreement if the Loan is in default. You will be in default if any Property You have given Us as security is repossessed by someone else, seized under a forfeiture or similar law, or if anything else happens that significantly affects the value of the Property or Our security interest in it. 9. WHAT HAPPENS IF YOU ARE IN DEFAULT - When You are in default, We may demand immediate payment of the outstanding balance of the Loan without giving You advance notice and take possession of the Property. You agree the Credit Union has the right to take possession of the Property without judicial process if this can be done without breach of the peace. If We ask, You promise to deliver the Property at a time and place We choose. If the Property is a motor vehicle or boat, You agree that We may obtain a key or other device necessary to unlock and operate it, when You are in default. We will not be responsible for any other property not covered by this Agreement that You leave inside the Property or that is attached to the Property. We will try to return that property to You or make it available for You to claim. After We have possession of the Property, We can sell it and apply the money to any amounts You owe Us. We will give You notice of any public disposition or the date after which a private disposition will be held. Our expenses for taking possession of and selling the Property will be deducted from the money received from the sale. Those costs may include the cost of storing the Property, preparing it for sale and attorney's fees to the extent permitted under state law or awarded under the Bankruptcy Code. If You have agreed to pay the Loan, You must pay any amount that remains unpaid after the sale money has been applied to the unpaid balance of the Loan and to what You owe under this Agreement. You agree to pay interest on that amount at the same rate as the Loan until that amount has been paid. 10. DELAY IN ENFORCING RIGHTS AND CHANGES IN THE LOAN - We can delay enforcing any of Our rights under this Agreement any number of times without losing the ability to exercise Our rights later. We can enforce this Agreement against Your heirs or legal representatives. If We change the terms of the Loan, You agree that this Agreement will remain in effect. 11. CONTINUED EFFECTIVENESS - If any part of this Agreement is determined by a court to be unenforceable, the rest will remain in effect. 12. NOTICE FOR ARIZONA OWNERS OF PROPERTY - It is unlawful for You to fail to return a motor vehicle that is subject to a security interest, within thirty days after You have received notice of default. The notice will be mailed to the address You gave Us. It is Your responsibility to notify Us if Your address changes. The maximum penalty for unlawful failure to return a motor vehicle is one year in prison and/or a fine of $150,000.00. [ ] The following notice applies ONLY when the box at left is marked. 13. NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. 14. OTHER PROVISIONS - Unless otherwise required by applicable federal or state law, this Agreement is governed by Oklahoma state law. For any disputes or claims arising out of this Agreement, all such disputes or claims will be handled in accordance with the Terms and Conditions of Your Account with Tinker Federal Credit Union. THE ARBITRATION OF CLAIMS AND DISPUTES AND CLASS ACTION WAIVER SECTION IN YOUR TERMS AND CONDITIONS YOUR ACCOUNT CONTAINS IMPORTANT INFORMATION REGARDING HOW DISPUTES WILL BE HANDLED ARISING OUT OF THIS AGREEMENT, INCLUDING A REQUIREMENT TO HANDLE DISPUTES THROUGH ARBITRATION AND GIVING UP YOUR RIGHT TO A JURY TRIAL OR ABILITY TO PARTICIPATE AS A CLASS REPRESENTATIVE. SIGNATURES By signing, or otherwise authenticating, as Borrower, You agree to the terms of the Loan Agreement. If Property is described in the "Security" section of the Truth in Lending Disclosure, You also agree to the terms of the Security Agreement. If You sign, or otherwise authenticate, as "Owner of Property" You agree only to the terms of the Security Agreement. CAUTION: IT IS IMPORTANT THAT YOU THOROUGHLY READ THE AGREEMENT BEFORE YOU SIGN IT Borrower 1 Signature Date 10/28/2022 X SAMATTI J CAGNOLATTI (Seal) Borrower 2 Signature Date 10/28/2022 X (Seal) Signature Date 10/28/2022 X (Seal) Borrower 3: Owner of Property Witness Borrower 4: Owner of Property Witness Credit Union Tinker Federal Credit Union P.O. Box 45750 Tinker AFB, OK 73145 Loan No. 0052 BORROWER 1 (Name & Address) SAMATTI J CAGNOLATTI 11108 Sw 32nd St Yukon OK 73099-3579 BORROWER 2 (Name, & Address) BORROWER 3 (Name & Address) BORROWER 4 (Name & Address) OWNER OF PROPERTY NAME AND ADDRESS <table> <tr> <th>Collateral</th> <th>Property/Model/Make</th> <th>Year</th> <th>I.D. Number</th> <th>Lien Amount</th> <th>Value</th> <th>Key Number</th> </tr> <tr> <td>Ford F-150</td> <td></td> <td>2016</td> <td>1FTEW1EG8GKD59823</td> <td>$ 0.00<br>$ N/A<br>$ N/A</td> <td>$ N/A<br>$ N/A<br>$ N/A</td> <td>N/A<br>N/A<br>N/A</td> </tr> </table> Other (Describe) Pledge of Shares $ 0.00 in Account No. $ 0.00 in Account No. SECURITY AGREEMENT In this Security Agreement ("Agreement") all references to "Credit Union", "We", "Our" or "Us" mean the Credit Union whose name appears on this document and anyone to whom the Credit Union assigns or transfers this Agreement. All references to the "Loan" mean the loan described in the Loan Agreement that is part of this document. All references to "You" or "Your" mean any person who signs, or otherwise authenticates, this Agreement. 1. THE SECURITY FOR THE LOAN - You give Us what is known as a security interest in the Property described in the "Security" section of the Truth in Lending Disclosure that is part of this document ("the Property"). The security interest You give includes all accessions. Accessions are things which are attached to or installed in the Property now or in the future. The security interest also includes any replacements for the Property which You buy within 10 days of the Loan and any extensions, renewals or refinancings of the Loan. It also includes any money You receive from selling the Property or from insurance You have on the Property. If the value of the Property declines, You promise to give Us more property as security if asked to do so. 2. WHAT THE SECURITY INTEREST COVERS/CROSS COLLATERAL PROVISIONS - The security interest secures the Loan and any extensions, renewals or refinancings of the Loan. Unless prohibited by applicable law, the security interest also secures any other loans, including any credit card loan, You have now or receive in the future from Us and any other amounts You owe Us for any reason now or in the future, except any loan secured by Your principal dwelling. If the Property is household goods as defined by the Federal Trade Commission Credit Practices Rule or Your principal dwelling, the Property will secure only this Loan and not other loans or amounts You owe Us. 3. OWNERSHIP OF THE PROPERTY - You promise that You own the Property or, if this Loan is to buy the Property, You promise You will use the Loan proceeds for that purpose. You promise that no one else has any interest in or claim against the Property that You have not already told Us about. You promise not to sell or lease the Property or to use it as security for a loan with another creditor until the Loan is repaid. You promise You will allow no other security interest or lien to attach to the Property either by Your actions or by operation of law. 4. PROTECTING THE SECURITY INTEREST - If Your state issues a title for the Property, You promise to have Our security interest shown on the title. We may have to file what is called a financing statement to protect Our security interest from the claims of others. You irrevocably authorize Us to execute (on Your behalf), if applicable, and file one or more financing, continuation or amendment statements pursuant to the Uniform Commercial Code (UCC) in a form satisfactory to Us. You promise to do whatever else We think is necessary to protect Our security interest in the Property. You also promise to pay all costs, including but not limited to any attorney fees, We incur in protecting Our security interest and rights in the Property, to the extent permitted by applicable law. 5. USE OF PROPERTY - Until the Loan has been paid off, You promise You will: (1) Use the Property carefully and keep it in good repair. (2) Obtain Our written permission before making major changes to the Property or changing the address where the Property is kept. (3) Inform Us in writing before changing Your address. (4) Allow Us to inspect the Property. (5) Promptly notify Us if the Property is damaged, stolen or abused. (6) Not use the Property for any unlawful purpose. (7) Not retitle the Property in another state without telling Us. 6. PROPERTY INSURANCE, TAXES AND FEES - You promise to pay all taxes and fees (like registration fees) due on the Property and to keep the Property insured against loss and damage. The amount and coverage of the property insurance must be acceptable to Us. You may provide the property insurance through a policy You already have, or through a policy You get and pay for. You promise to make the insurance policy payable to Us and to deliver the policy or proof of coverage to Us if asked to do so. If You cancel Your insurance and get a refund, We have a right to the refund. If the Property is lost or damaged, We can use the insurance settlement to repair the Property or apply it towards what You owe. You authorize Us to endorse any draft or check which may be payable to You in order for Us to collect any refund or benefits due under Your insurance policy. If You do not pay the taxes or fees on the Property when due or keep it insured, We may pay these obligations, but We are not required to do so. Any money We spend for taxes, fees or insurance will be added to the unpaid balance of the Loan and You will pay interest on those amounts at the same rate You agreed to pay on the Loan. We may receive payments in connection with the insurance from a company which provides the insurance. We may monitor Our loans for the purpose of determining whether You and other borrowers have complied with the insurance requirements of Our loan agreements or may engage others to do so. The insurance charge added to the Loan may include (1) the insurance company's payments to Us and (2) the cost of determining compliance with the insurance requirements. If We add amounts for taxes, fees or insurance to the unpaid balance of the Loan, We may increase Your payments to pay the amount added within the term of the insurance or term of the Loan. 7. INSURANCE NOTICE - If You do not purchase the required property insurance, the insurance We may purchase and charge You for will cover only Our interest in the Property. The premium for this insurance may be higher because the insurance company may have given Us the right to purchase insurance after uninsured collateral is lost or damaged. The insurance will not be liability insurance and will not satisfy any state financial responsibility or no fault laws. 8. DEFAULT - You will be in default if You break any promise You make or fail to perform any obligation You have under this Agreement. You will also be in default under this Agreement if the Loan is in default. You will be in default if any Property You have given Us as security is repossessed by someone else, seized under a forfeiture or similar law, or if anything else happens that significantly affects the value of the Property or Our security interest in it. 9. WHAT HAPPENS IF YOU ARE IN DEFAULT - When You are in default, We may demand immediate payment of the outstanding balance of the Loan without giving You advance notice and take possession of the Property. You agree the Credit Union has the right to take possession of the Property without judicial process if this can be done without breach of the peace. If We ask, You promise to deliver the Property at a time and place We choose. If the Property is a motor vehicle or boat, You agree that We may obtain a key or other device necessary to unlock and operate it, when You are in default. We will not be responsible for any other property not covered by this Agreement that You leave inside the Property or that is attached to the Property. We will try to return that property to You or make it available for You to claim. After We have possession of the Property, We can sell it and apply the money to any amounts You owe Us. We will give You notice of any public disposition or the date after which a private disposition will be held. Our expenses for taking possession of and selling the Property will be deducted from the money received from the sale. Those costs may include the cost of storing the Property, preparing it for sale and attorney's fees to the extent permitted under state law or awarded under the Bankruptcy Code. If You have agreed to pay the Loan, You must pay any amount that remains unpaid after the sale money has been applied to the unpaid balance of the Loan and to what You owe under this Agreement. You agree to pay interest on that amount at the same rate as the Loan until that amount has been paid. 10. DELAY IN ENFORCING RIGHTS AND CHANGES IN THE LOAN - We can delay enforcing any of Our rights under this Agreement any number of times without losing the ability to exercise Our rights later. We can enforce this Agreement against Your heirs or legal representatives. If We change the terms of the Loan, You agree that this Agreement will remain in effect. 11. CONTINUED EFFECTIVENESS - If any part of this Agreement is determined by a court to be unenforceable, the rest will remain in effect. 12. NOTICE FOR ARIZONA OWNERS OF PROPERTY - It is unlawful for You to fail to return a motor vehicle that is subject to a security interest, within thirty days after You have received notice of default. The notice will be mailed to the address You gave Us. It is Your responsibility to notify Us if Your address changes. The maximum penalty for unlawful failure to return a motor vehicle is one year in prison and/or a fine of $150,000.00. □ The following notice applies ONLY when the box at left is marked. 13. NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. 14. OTHER PROVISIONS - Unless otherwise required by applicable federal or state law, this Agreement is governed by Oklahoma state law. For any disputes or claims arising out of this Agreement, all such disputes or claims will be handled in accordance with the Terms and Conditions of Your Account with Tinker Federal Credit Union. THE ARBITRATION OF CLAIMS AND DISPUTES AND CLASS ACTION WAIVER SECTION IN YOUR TERMS AND CONDITIONS YOUR ACCOUNT CONTAINS IMPORTANT INFORMATION REGARDING HOW DISPUTES WILL BE HANDLED ARISING OUT OF THIS AGREEMENT, INCLUDING A REQUIREMENT TO HANDLE DISPUTES THROUGH ARBITRATION AND GIVING UP YOUR RIGHT TO A JURY TRIAL OR ABILITY TO PARTICIPATE AS A CLASS REPRESENTATIVE. SIGNATURES By signing, or otherwise authenticating, You agree to the terms of this Security Agreement. <table> <tr> <th>Owner of Property</th> <th>Date</th> <th>Signature</th> <th>Date</th> </tr> <tr> <td>X</td> <td>10/28/2022</td> <td>X</td> <td>10/28/2022</td> </tr> <tr> <td>(Seal)</td> <td></td> <td>(Seal)</td> <td></td> </tr> </table> Owner of Property □ Witness Owner of Property □ Witness OKLAHOMA TAX COMMISSION LIEN HOLDERS RELEASE FORMS VIN: 1FTEW1EG8GKD59823 VEHyr: 2016 MAKE: FORD MODEL: F150 BODY: PK AGNT #: M5569 LIEN DATE: 11/09/2022 LIEN DEBTOR: CAGNOLATTI,SAMATTI CAGNOLATTI,SAMATTI 12003 RHYA LN OKLAHOMA CITY OK 73131-4418 LIEN HOLDER: TINKER FEDERAL CREDIT UNION LIEN HOLDER ID: LH001479 TINKER FEDERAL CREDIT UNION PO BOX 45750 TINKER AFB OK 73145-0750 REF#: L0738736072 TO: OKLAHOMA TAX COMMISSION MOTOR VEHICLE DIVISION P.O. BOX 269061 OKLAHOMA CITY OK 73126 TO WHOM IT MAY CONCERN: WE HAVE RELEASED OUR SECURITY INTEREST IN THE MOTOR VEHICLE DESCRIBED ABOVE, EFFECTIVE ON THE DATE WHICH APPEARS BY MY SIGNATURE. PLEASE REVISE YOUR RECORDS TO REFLECT THIS RELEASE. SIGNATURE OF REPRESENTATIVE OF SECURED PARTY X _______________________________ DATE ____________________ LENDER: TO ENSURE PROPER PROCESSING OF YOUR COMPLETED LIEN RELEASE, PLEASE NOTE THE FOLLOWING. DO NOT ALTER THIS DOCUMENT NO STAPLES NO TAPE NO FOREIGN FIXTURES OR ATTACHMENTS NO WRITING OR MARKING (OTHER THAN SIGNATURE AND DATE FOR RELEASE) DO NOT ALTER THE SIZE OF THIS DOCUMENT IN THE DISTRICT COURT OF OKLAHOMA COUNTY STATE OF OKLAHOMA TINKER FEDERAL CREDIT UNION, Plaintiff, vs. SAMATTI J. CAGNOLATTI, Defendant. Case No. CJ-2024-3925 (Judge Ogden) JOURNAL ENTRY OF DEFAULT JUDGMENT On October 20, 2024, counsel for Tinker Federal Credit Union ("TFCU"), advised the Court that Defendant, Samatti J. Cagnolatti ("Defendant"), failed to Answer a properly served Petition in the above captioned matter. The Court having reviewed the matter finds as follows: 1. Defendant was served with the Petition and Summons via publication in The Journal Record in this matter on July 26, August 2, and August 9, 2024. 2. Defendant was required to have filed an Answer or otherwise plead to the Petition on or about October 7, 2024. Defendant has failed to file an answer or otherwise responsive pleading to the Petition. 3. That pursuant to the Servicemember's Civil Relief Act of 2003, TFCU filed an affidavit indicating that based on a review of the Department of Defense website that Defendant is not in the military. 4. The Court conducted a judicial inquiry into the sufficiency of TFCU's search to determine the name and whereabouts of the Defendant, Samatti J. Cagnolatti, who was served herein by publication, and based on the evidence adduced the Court finds that Plaintiff TFCU has exercised due diligence and has conducted a meaningful search of all reasonably available sources at hand. The Court approves the publication service given herein as meeting both statutory requirements and the minimum standards of state and federal due process. IT IS, THEREFORE, ORDERED, ADJUDGED AND DECREED by the Court as follows: a. That the allegations of TFCU's Petition are true as set forth therein. b. That bond, stay of proceeding and appointment of counsel are hereby waived under the Servicemember's Civil Relief Act of 2003. c. For Claim One, judgment in favor of TFCU and against Defendant, Samatti J. Cagnolatti, in the sum of $2,068.80, plus pre and post judgment interest at the contractual rate of 16.9900% per annum from May 17, 2024 and all contractual charges incurred thereafter until paid in full. d. For Claim Two, judgment in favor of TFCU and against Defendant, Samatti J. Cagnolatti, in the sum of $18,322.15, plus pre and post judgment interest at the contractual rate of 13.4900% per annum from May 17, 2024 and all contractual charges incurred thereafter until paid in full. e. For Claim Three, judgment in favor of TFCU and against Defendant, Samatti J. Cagnolatti, in the sum of $10,092.79, plus pre and post judgment interest at the contractual rate of 14.4900% per annum from June 8, 2024 and all contractual charges incurred thereafter until paid in full. f. That TFCU is entitled to an award of $4,570.00 representing its reasonable attorneys' fees and an award of $339.00 representing its reasonable costs incurred in obtaining judgment against Defendant. g. That TFCU is entitled to interest at the legal rate on the attorneys' fees and costs awarded hereunder until collection and is entitled to collect all attorneys' fees and costs incurred in collection of this judgment. h. Judgment for possession and recovery of possession against the Defendant, Samatti J. Cagnolatti, establishing TFCU as the owner of a first and prior lien on the 2016 FORD F-150 VIN: 1FTEW1EG8GKD59823 (the “Collateral”), including all parts and equipment used in connection with the Collateral, as well as additions, replacements, accessions and proceeds, including insurance proceeds, superior to the right of Defendant, authorizing foreclosure of TFCU’s security interest in that Collateral. i. Defendant, Samatti J. Cagnolatti, is hereby ordered to surrender possession of the Collateral so that Plaintiff may exercise its remedies under the Oklahoma Uniform Commercial Code, with net proceeds of the sale being applied to the payment of Plaintiff’s judgment. j. In the event that Samatti J. Cagnolatti is not in possession of the Collateral, Defendant is hereby Ordered to disclose its exact location including the full name, address, and phone number of the person(s) who is/are in possession of the Collateral. Defendant is also Ordered to do whatever is necessary to assist TFCU in the successful recovery of the Collateral. k. Let execution issue. IT IS SO ORDERED. JUDGE OF THE DISTRICT COURT APPROVED: Jeffery S. Ludlam, OBA #17822 W. Kyle Buckett, OBA #34003 HALL & LUDLAM, PLLC 210 Park Avenue, Suite 3001 Oklahoma City, OK 73102 (405) 600-9500 Telephone (405) 871-5403 Facsimile [email protected] [email protected] Attorneys for Tinker Federal Credit Union TFCU v. Samatti J. Cagnolatti CJ-24-3925 Journal Entry of Default Judgment Form 752-D Revised 01/2023 For Claimants Use Only TF000041 Notice of Possessory Lien Service Oklahoma - Motor Vehicle Services Pursuant to the Provisions of 42 O.S. Chapter 2 This document is to serve as notice to all parties with an interest in the described property of a special lien claim, described hereon. The claimant affirms that the described labor, materials or skill furnished were authorized by the owner of the property and was in fact provided or performed, or the property was abandoned as described. Complete Legal Name of Lien Claimant: C&F BODY SHOP Business Name (if applicable): ____________________________ Telephone Number: 405-427-3463 Complete Physical Address: 1501 NE 23RD ST OKC OK 73111 Complete Mailing Address: 1501 NE 23RD ST OKC OK 73111 Property Description: Year 2016 | Make FORD | Model F150 | Identification Number 1FTEW1EG8GKD59823 Location of Property: 1501 NE 23RD ST OKC OK 73111 Details of Service(s) Provided Repairs Requested By (Legal Name): ABANDONMENT Requestor's Complete Physical Address: ____________________________ Requestor's Complete Mailing Address: ____________________________ Itemized Description and Date(s) of Labor or Service(s) Performed, including Material (Continue on reverse if necessary): List charges claimed for each item, the total of which must equal the total compensation claimed. Date of Abandonment (if no other service rendered): 6-11-23 (MM/DD/YY) Date of First Services Rendered: 6-11-23 (MM/DD/YY) (Pursuant to 42 O.S. § 91. Notice of Possessory Lien must be mailed by certified mail within 60 days of Date of First Services Rendered) Total Amount of Repairs and/or Service Claimed: $0 Notice is hereby given to the following interested parties (Utilize separate notices, as required, for additional interested parties): If you no longer have a legal or financial interest in the described property, please disregard this notice. (1) Name: SAMATTI CAGNOLATTI Complete Mailing Address: 11108 SW 32ND ST YUKON OK 73099 (2) Name: TINKER FEDERAL CREDIT UNION Complete Mailing Address: PO BOX 45750 TINKER AFB OK 73145 Signature of Lien Claimant: _______________ MIKE BROWN Contact Person (if business): GRADY State of Oklahoma, County of: GRADY Subscribed and sworn to before me this 30 day of Jan, 2026 My commission expires: 5-26-2028 Notice: The described property may be subject to delinquent taxes, fees and penalties due the state of Oklahoma. 1) When applicable (refer to instructions), attach either a photograph of the property (Process 1 or Process 2 motor vehicle) or an S inspection confirmation (Process 2 other than motor vehicle) of its condition. 2) Attach written proof of authority to perform the work, labor or service. Ronda Minard PO Box 1010 Blanchard, OK 73010 TINKER FEDERAL CREDIT UNION PO BOX 45750 TINKER AFB OK 73145 Notice of Sale Service Oklahoma - Motor Vehicle Services Pursuant to the Provisions of Title 42 Chapter 2 of the Oklahoma Statutes Notice of sale is hereby given to all parties with an interest in the described property (Attach additional sheets. if necessary): If you no longer have a legal or financial interest in the described property, please disregard this notice. (1) SAMATTI CAGNOLATTI (2) TINKER FEDERAL CREDIT UNION Name Name (3) CAGNOLATTI, SAMATTI (4) Name Name (5) (6) Name Name Property: 2016 Year FORD Make F150 Model Identification Number: 1FTEW1EG8GKD59823 License Plate or Registration Decal Number and State: OK This sale shall be conducted to satisfy the lien on said property claimed by (Lien Claimant or Legal Agent of Claimant): Lien Claimant: C&F BODY SHOP DBA (if applicable): MIKE BROWN If claimant is a business, list name of contact person representing the business: Claimant's Physical Address: 1501 NE 23RD ST OKC OK 73111 Telephone Number: (405)-427-3463 Claimant's Mailing Address: PO BOX 1010 BLANCHARD OK 73010 Service Oklahoma will return submitted documents to this address Detail of Service(s) Provided ABANDONMENT Repairs Authorized By (if applicable): Description and Date(s) of Work, Labor and/or Service Performed including Material (Continue on reverse, if necessary.): List charges claimed for each item, the total of which must equal the total compensation claimed. STORAGE TOTALING 35172.00 Date of Abandonment (if no other service rendered): 6-11-23 (MM/DD/YY) Storage or Possession from (MM/DD/YY): 6-11-23 to (MM/DD/YY): 2-11-26 at $ 36.00 per day. Total Amount of Repairs, Service and/or Storage: $ 35172.00 A public sale of the above described property is to be held on (MM/DD/YY): 2-11-26 at (Time): 8 00 (AM)(PM) Sale Location: 1501 NE 23RD ST OKC OK 73111 (List exact location of sale site. Including street address and city. If rural route, include directions to site.) I hereby confirm and attest to the accuracy of the above described services provided on and for the described property. Signature of Claimant: [signature] State of Oklahoma, County of GRADY Subscribed and sworn to before me this 30 day of Jan 2026 My commission expires: 5-26-2028 Notice: The described property may be subject to delinquent taxes, fees and penalties due the state of Oklahoma. 1) When applicable (refer to instructions), attach either a photograph of the property (Process 1 or Process 2 motor vehicle), or an inspection confirmation (Process 2 other than motor vehicle) of its condition. 2) Attach written proof of authority to perform the work, labor or service. Ronda Minard PO Box 1010 Blanchard, OK 73010 TINKER FEDERAL CREDIT UNION PO BOX 45750 TINKER AFB OK 73145