Jefferson Capital Systems LLC v. Ramon B Delrosario

IN THE DISTRICT COURT OF LOGAN COUNTY, STATE OF OKLAHOMA JEFFERSON CAPITAL SYSTEMS LLC Plaintiff, vs. RAMON B DELROSARIO Defendant(s). Case No. PETITION FOR MONEY DUE ON ACCOUNT ASSIGNMENT COMES NOW the Plaintiff and for its cause of action against the Defendant(s) states as follows: 1. That Plaintiff is a LIMITED LIABILITY COMPANY organized and existing under the laws of MINNESOTA. 2. That at least one of the Defendant(s) reside(s) in or may be found in LOGAN County, Oklahoma and within the venue of this court. 3. Plaintiff is the holder of the Account ("Account") sued upon herein by virtue of the sale and assignment of said Agreement from CELLCO PARTNERSHIP DBA VERIZON WIRELESS to various parties including and ultimately to Plaintiff. 4. That Defendant(s) is/are presently indebted on the account and claim herein in the amount claimed of $2269.06 for goods and/or services, hereinafter referred to as "items," which were sold, provided, and delivered to Defendant(s) by CELLCO PARTNERSHIP DBA VERIZON WIRELESS. 5. That the exhibit (s), which is attached hereto and made a part hereof by reference, shows the items provided, the date(s) said items were provided or billed, the prices charged therefore, and payments, if any, which have been paid by or on behalf of Defendant(s) upon such account. 6. That said items were provided to and for Defendant(s). 7. That said items were provided at the instance, request, and/or authorization of said Defendant(s). 8. That the prices charged for such items are and were in each case reasonable; that said prices were the amounts specifically agreed upon between CELLCO PARTNERSHIP DBA VERIZON WIRELESS and Defendant(s), or in the alternative the usual and customary charges of said CELLCO PARTNERSHIP DBA VERIZON WIRELESS. 9. That Defendant(s) expressly, or in the alternative impliedly, promised and agreed to pay for said items immediately upon the providing thereof or promptly thereafter, or in the alternative on demand, but Defendant(s) failed and refused to do so. 10. That CELLCO PARTNERSHIP DBA VERIZON WIRELESS demanded of Defendant(s) that said items be paid for in full on numerous occasions including: at or immediately following the time of providing the various items; within the 30 day period following the providing of said items; and on numerous other occasions since said items were provided. 11. Pursuant to Oklahoma statute, plaintiff is entitled to reasonable attorney’s fees. 12. That Assignor made demand upon the Defendant(s) for payment of the same, but the Defendant(s) failed and/or refused to pay. 13. Pursuant to the SCRA §201(b)(4), Plaintiff declares under penalty of perjury that Defendant(s) RAMON B DELROSARIO is/are not in the Armed Forces for the United States, verified on 03/11/2026 via the U.S. Department of Defense website. WHEREFORE, Plaintiff prays for Judgment against Defendant(s) in the amount of: Amount claimed: $2269.06; Interest: at the rate of 8.75% per annum from the date of Judgment until paid; Attorney fees; All costs herein expended, including, but not limited to, court costs, sheriff's fees, and any costs for service of the summons(es). Respectfully submitted, FABER AND BRAND L.L.C. BY: /s/ Michael L. Foster Michael L. Foster OK #20701 Jason P. Gubbins OK #22576 James M. Mucklestone OK #36520 P.O. Box 10110 Columbia, Missouri 65205-4000 (888) 233-3141 (573) 442-1072 FAX [email protected] ATTORNEY FOR PLAINTIFF THIS IS A COMMUNICATION FROM A DEBT COLLECTOR IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. F&B Acct. No: 581777 Affidavit of Account STATE OF MINNESOTA COUNTY OF BENTON Before me, the undersigned authority, personally appeared the individual whose name is subscribed below, and who, being by me duly sworn, deposed as follows: 1. My name is Skylar Martin. I am of sound mind, over the age of eighteen (18), have never been convicted of a felony or crime involving moral turpitude, and am capable of making this affidavit. I have personal knowledge of the facts herein stated as more fully set forth below. 2. I am an Authorized Representative of Jefferson Capital Systems, LLC and in that capacity act as a Custodian of Records. These records are kept in the ordinary course of business. This affidavit pertains to the collection of a CELLCO PARTNERSHIP DBA VERIZON WIRELESS account number XXXXXXXXXXXX0001, (the "Account") owed by RAMON B DELROSARIO the Defendant(s). 3. Jefferson Capital Systems, LLC has acquired the Account pursuant to an assignment and is the owner and beneficiary of all rights, title and interest with regard to the Account, including the outstanding balance of the Account and any accrued interest thereon. The information transmitted to Jefferson Capital Systems, LLC in connection with its acquisition of the Account specifically described: (1) the obligation of the Defendant with regard to the Account, (2) the open date of the Account, (3) the charge-off balance of the Account after all payments, credits and offsets had been applied, and (4) other usage and identification information related to both the Defendant and to the Account. My testimony herein is based upon that information. 4. On or about January 23, 2018, the Defendant made application to open the Account. Thereafter, the Defendant utilized the Account, or the proceeds thereof, and became obligated to repay the Account pursuant to its terms. 5. The Defendant did not repay the Account and ceased making payments on the Account. The last payment date was 08/16/2023. 6. The Account was ultimately closed and charged-off, at which time there remained a balance due and owing on the Account that the Defendant has not paid. 7. As of 01/29/2026, the reference date of this affidavit, the amount due and owing on the Account, after all just and lawful offsets, payments, and credits had been allowed, is $2,269.06. Custodian of Records - Skylar Martin SUBSCRIBED AND SWORN before me on MAR 03 2026, Notary Public KAYLI E REYNOLDS NOTARY PUBLIC-MINNESOTA My Conm. Exp. Jan. 31, 2030 Attachment 3 to the Term Agreement Bill of Sale and Assignment of Accounts Purchase Date: 02/19/2021 The undersigned Assignor ("Assignor") hereby absolutely sells, transfers, assigns, sets-over and conveys to Jefferson Capital Systems, LLC ("Assignee"), organized under the laws of the state of Georgia, all of Assignor's right, title and interest in and to each of the Accounts identified in the Electronic Data Delivery File attached to the Term Agreement as Attachment 1 (the "Purchased Accounts"), together with the right to collect all principal, late fees or other proceeds of any kind with respect to the Purchased Accounts remaining due and owing as of the Purchase Date. With respect to Account information for the Purchased Accounts listed in the Electronic Data Delivery File attached to the Term Agreement as Attachment 1, Assignor represents and warrants to Assignee (1) that the information contained in each Electronic Data Delivery File provided by Assignor reflects the actual Account data in the business records of Assignor and that the stated amount due from the Customer is the amount due and payable on such Account by the identified Customer as of the Purchase Date based on the business records of Seller, (2) that the Purchased Account information was kept in the regular course of Assignor's business; (3) the Purchased Account information was made at or near the time by, or from information transmitted by, a person with knowledge of the data entered into and maintained in the Assignor's database; and (4) it is the regular practice of Assignor's business to maintain and compile such data. ASSIGNOR: CELLCO PARTNERSHIP d/b/a VERIZON WIRELESS, and its Affiliates on behalf of VERIZON WIRELESS By: ________________________________ Printed Name: ___Erin K. Stead______________ Title: ______Director________________________ Date: _____02/18/2021_____________________ Quick Bill Summary Sep 02 -- Oct 01 Previous Balance (see back for details) $2,692.00 No Payment Received $0.00 Balance Forward Due Immediately $2,692.00 Account Charges and Credits $2,523.66 Monthly Charges $10.40 Surcharges and Other Charges & Credits $95.00 Taxes, Governmental Surcharges & Fees $0.00 Total Current Charges Due by October 24, 2018 $2,629.06 Total Amount Due $5,321.06 Get Minutes Used #MIN + SEND Get Data Used #DATA + SEND Get Balance #BAL + SEND Payments Previous Balance $2,692.00 No Payment Received Total Payments $.00 Balance Forward Due Immediately $2,692.00 Account Charges and Credits Device Payment Charges Device Payment Buyout Charge (9 -- 24) Agreement 1065453510 619.84 Device Payment Buyout Charge (8 -- 24) Agreement 1066885436 708.22 Device Payment Buyout Charge (5 -- 24) Agreement 1070942755 529.00 Device Payment Buyout Charge (5 -- 24) Agreement 1070942792 666.60 Total Device Payment Charges $2,523.66 Account Monthly Charges Previous Plan Total Mobile Protect Multi-Dvc 09/23 - 09/30 10.40 $39.00 per month / 8 days on plan Subtotal $10.40 Total Account Charges and Credits $2,534.06 Written notations included with or on your payment will not be reviewed or honored. Please send correspondence to: Verizon Wireless Attn: Correspondence Team PO Box 409 Newark, NJ 07101-0409 Automatic Payment Enrollment for Account: 726489852-00001 RAMON B DELROSARIO By signing below, you authorize Verizon Wireless to electronically debit your bank account each month for the total balance due on your account. The check you send will be used to setup Automatic Payment. You will be notified each month of the date and amount of the debit 10 days in advance of the payment. You agree to receive all Auto Pay related communications electronically. I understand and accept these terms. This agreement does not alter the terms of your existing Customer Agreement. I agree that Verizon Wireless is not liable for erroneous bill statements or incorrect debits to my account. To withdraw your authorization you must call Verizon Wireless. Check with your bank for any charges. 1. Check this box. 2. Sign name in box below, as shown on the bill and date. 3. Return this slip with your payment. Do not send a voided check. Overview of Lines Your Account's Plan Plan from 09/02 – 09/30 Beyond Unlimited 15GB Mobile Hotspot Unlimited monthly GB Have more questions about your charges? Get details at www.vzw.com. Sign into My Verizon. Breakdown of Charges Account Charges & Credits pg 2 $2,534.06 405–638–2277 pg 4 $0.00 Ramon Delrosario 405–638–2278 pg 5 $0.00 Ramon Delrosario 405–638–2807 pg 6 $0.00 Teri Delrosario 405–638–4700 pg 7 $0.00 Ramon Delrosario 405–638–4705 pg 8 $95.00 Ramon Delrosario Total Current Charges $2,629.06 Breakdown of Shared Usage <table> <tr> <th></th> <th>Minutes Used<br>09/02 – 09/30</th> <th>Messaging Used<br>09/23 – 09/30</th> <th>Data GB Used<br>09/23 – 09/30</th> </tr> <tr> <td>405–638–2277</td> <td>pg 4</td> <td>0</td> <td>0</td> <td>0</td> </tr> <tr> <td>405–638–2278</td> <td>pg 5</td> <td>0</td> <td>0</td> <td>0</td> </tr> <tr> <td>405–638–2807</td> <td>pg 6</td> <td>0</td> <td>0</td> <td>0</td> </tr> <tr> <td>405–638–4700</td> <td>pg 7</td> <td>0</td> <td>0</td> <td>0</td> </tr> <tr> <td>405–638–4705</td> <td>pg 8</td> <td>0</td> <td>0</td> <td>0</td> </tr> <tr> <td>Total Used</td> <td></td> <td>0</td> <td>0</td> <td>0</td> </tr> <tr> <td>Shared Allowance – Partial Month</td> <td>unlimited</td> <td>unlimited</td> <td>unlimited</td> </tr> <tr> <td>Usage Over Allowance</td> <td>0</td> <td>0</td> <td>0</td> </tr> <tr> <td>Total Shared Usage Charges</td> <td>$0.00</td> <td>$0.00</td> <td>$0.00</td> </tr> </table> Summary for Ramon Delrosario: 405-638-2277 Your Plan Plan from 9/23 - 9/30 Beyond Unlimited (see pg 3) (see pg 3) Summary for Ramon Delrosario: 405-638-2278 Your Plan Plan from 9/23 – 9/30 Beyond Unlimited (see pg 3) (see pg 3) Summary for Teri Delrosario: 405-638-2807 Your Plan Plan from 9/23 - 9/30 Beyond Unlimited (see pg 3) (see pg 3) Summary for Ramon Delrosario: 405-638-4700 Your Plan Plan from 9/23 — 9/30 Beyond Unlimited (see pg 3) (see pg 3) Summary for Ramon Delrosario: 405–638–4705 Your Plan Plan from 9/23 – 9/30 Beyond Unlimited (see pg 3) Monthly Charges Other Charges and Credits Early Termination Fee–Dt $95.00 $95.00 Total Current Charges for 405–638–4705 $95.00 +Percentage-based taxes, fees, and surcharges apply to charges for this line, including overage charges, plus this line's share of account charges. Need-to-Know Information Customer Proprietary Network Information (CPNI) CPNI is information made available to us solely by virtue of our relationship with you that relates to the type, quantity, destination, technical configuration, location, and amount of use of the telecommunications and interconnected VoIP services you purchase from us, as well as related billing information. The protection of your information is important to us, and you have a right, and we have a duty, under federal law, to protect the confidentiality of your CPNI. We may use and share your CPNI among our affiliates and agents to offer you services that are different from the services you currently purchase from us. Verizon offers a full range of services, such as television, telematics, high-speed Internet, video, and local and long distance services. Visit Verizon.com for more information on our services and companies. If you don't want your CPNI used for the marketing purposes described above, please notify us by phone any time at 800.333.9956 or online at vzw.com/myprivacy. Unless you notify us in one of these ways, we may use your CPNI as described above beginning 30 days after the first time we notify you of this CPNI policy. Your choice will remain valid until you notify us that you wish to change your selection. Your decision about use of your CPNI will not affect the provision of any services you currently have with us. Note: This CPNI notice does not apply to residents of the state of Arizona. Explanation of Surcharges Surcharges include (i) a Regulatory Charge (which helps defray various government charges we pay including government number administration and license fees); (ii) a Federal Universal Service Charge (and, if applicable, a State Universal Service Charge) to recover charges imposed on us by the government to support universal service; and (iii) an Administrative Charge, which helps defray certain expenses we incur, including: charges we, or our agents, pay local telephone companies for delivering calls from our customers to their customers; fees and assessments on our network facilities and services; property taxes; and the costs we incur responding to regulatory obligations. Please note that these are Verizon Wireless charges, not taxes. These charges, and what's included, are subject to change from time to time. Bankruptcy Information If you are or were in bankruptcy, this bill may include amounts for pre-bankruptcy service. You should not pay pre-bankruptcy amounts; they are for your information only. Mail bankruptcy-related correspondence to 500 Technology Drive, Suite 550, Weldon Spring, MO 63304. Late Payment Information A late payment applies for unpaid balances. The charge is the greater of $5 or 1.5% per month, or as permitted by law. Failure to pay bills on time may result in negative credit reporting. verizon PO BOX 408 NEWARK, NJ 07101-0408 Billing period Account number Invoice number Jul 23, 2018 - Aug 22, 2018 KEYLINE RAMON B DELROSARIO See last page for payment options and how to split your bill. Questions? Visit vzw.com/contactus Hi Ramon, here's your bill for this month. Balance past due $1,726.76 One-time charges and credits page 3 $17.78 Devices and add-ons page 4 $152.68 Surcharges -$0.12 Taxes and government fees -$0.48 Total due $1,896.62 $1,726.76 due immediately $169.86 due September 14 What's changed Last month June 23 - July 22 Balance past due $1,245.16 One-time charges $13.97 Monthly charges $451.67 Surcharges $7.80 Taxes and gov. fees $8.16 $1,726.76 This month July 23 - August 22 Balance past due $1,726.76 One-time charges and credits See next page for details. Monthly charges $152.68 $298.99 less than last month -$39.00 removed add-on -$259.99 suspended lines Surcharges -$0.12 Taxes and gov. fees -$0.48 $1,896.62 Next month August 23 - September 22 To preview next month's bill go to vzw.com/nextbillsummary Balance past due Previous balance $1,726.76 No payment received $0.00 Payment received - Thank you (Jul 27) -$379.47 Payment reversed (Aug 1) $379.47 $1,726.76 Please pay immediately. One-time charges and credits Account charges and credits Late fee for amount due August 14 $18.25 Payment return fee $25.00 Ramon Delrosario[REDACTED] Suspended Partial-month refunds from line suspension* Phone plan - partial-month refund (Aug 20 - Aug 22) -$5.32 Ramon Delrosario[REDACTED] Suspended Partial-month refunds from line suspension* Phone plan - partial-month refund (Aug 20 - Aug 22) -$5.32 Verizon Cloud 500 GB - partial-month refund (Aug 20 - Aug 22) -$0.48 T[REDACTED]Delrosario[REDACTED] Suspended Partial-month refunds from line suspension* Tablet line access - partial-month refund (Aug 20 - Aug 22) -$1.94 Verizon Smart Family - partial-month refund (Aug 20 - Aug 22) -$0.48 Ramon Delrosario________________- Suspended Partial-month refunds from line suspension* Phone plan - partial-month refund (Aug 20 - Aug 22) -$5.32 Ramon Delrosario________________- Suspended Partial-month refunds from line suspension* Connected device line access - partial-month refund (Aug 20 - Aug 22) -$0.48 Hum by Verizon - partial-month refund (Aug 18 - Aug 22) -$0.81 S____________Oxford________________- Suspended Partial-month refunds from line suspension* Phone plan - partial-month refund (Aug 20 - Aug 22) -$5.32 $17.78 *Because you made changes in the middle of your bill cycle, your bill includes partial-month charges and refunds. These charges cover the time between the day your changes took effect and the start of your next bill cycle. Ramon Delrosario ________________| iPhone 8 Plus | Suspended Device payment 3 of 24 ($799.99/24mo) $33.33 $699.93 remaining after this month (Agreement 1070942792) Device Promo - Get 3 of 24 -$29.16 $4.17 $55.00 less than last month because of a line suspension. Ramon Delrosario SAMSUNG NOTE 8 | Suspended Device payment 3 of 24 ($634.99/24mo) $26.45 $555.45 remaining after this month (Agreement 1070942755) $26.45 $60.00 less than last month because of a line suspension. Delrosario 12.9 IPAD PRO VZ | Suspended Estimated top activities Web & Apps 44% Video 14% Gaming 9% Device payment 7 of 24 ($929.99/24mo) $38.74 $658.58 remaining after this month (Agreement 1065453510) $38.74 $24.99 less than last month because of a line suspension. Ramon Delrosario IPHONE X | Suspended Device payment 6 of 24 ($999.99/24mo) $41.66 $749.88 remaining after this month (Agreement 1066885436) $41.66 $55.00 less than last month because of a line suspension. Ramon Delrosario Hum by Verizon | Suspended $0.00 $10.00 less than last month because of a line suspension. Oxford | iPhone 8 Plus | Suspended Estimated top activities Web & Apps 53% Video 21% Social 7% Device payment 8 of 24 ($999.99/24mo) $666.56 remaining after this month (Agreement 1065453072) $41.66 $41.66 $66.00 less than last month because of a line suspension. Surcharges Fed Universal Service Charge -$0.12 -$0.12 Taxes and government fees OK State Sales Tax -$0.24 Oklahoma City Sales Tax -$0.24 -$0.48 Surcharges and taxes are charged per line. A detailed copy of your bill is available in My Verizon. Additional information Customer Proprietary Network Information (CPNI) CPNI is information made available to us solely by virtue of our relationship with you that relates to the type, quantity, destination, technical configuration, location, and amount of use of the telecommunications and interconnected VoIP services you purchase from us, as well as related billing information. The protection of your information is important to us, and you have a right, and we have a duty, under federal law, to protect the confidentiality of your CPNI. We may use and share your CPNI among our affiliates and agents to offer you services that are different from the services you currently purchase from us. Verizon offers a full range of services, such as television, telematics, high-speed Internet, video, and local and long distance services. Visit Verizon.com for more information on our services and companies. If you don't want your CPNI used for the marketing purposes described above, please notify us by phone any time at 800.333.9956 or online at vzw.com/myprivacy. Unless you notify us in one of these ways, we may use your CPNI as described above beginning 30 days after the first time we notify you of this CPNI policy. Your choice will remain valid until you notify us that you wish to change your selection. Your decision about use of your CPNI will not affect the provision of any services you currently have with us. Note: This CPNI notice does not apply to residents of the state of Arizona. Explanation of Surcharges Surcharges include (i) a Regulatory Charge (which helps defray various government charges we pay including government number administration and license fees); (ii) a Federal Universal Service Charge (and, if applicable, a State Universal Service Charge) to recover charges imposed on us by the government to support universal service; and (iii) an Administrative Charge, which helps defray certain expenses we incur, including: charges we, or our agents, pay local telephone companies for delivering calls from our customers to their customers; fees and assessments on our network facilities and services; property taxes; and the costs we incur responding to regulatory obligations. Please note that these are Verizon Wireless charges, not taxes. These charges, and what's included, are subject to change from time to time. Bankruptcy Information If you are or were in bankruptcy, this bill may include amounts for pre-bankruptcy service. You should not pay pre-bankruptcy amounts; they are for your information only. Mail bankruptcy-related correspondence to 500 Technology Drive, Suite 550, Weldon Spring, MO 63304. Late Payment Information A late payment applies for unpaid balances. The charge is the greater of $5 or 1.5% per month, or as permitted by law. Failure to pay bills on time may result in negative credit reporting. You've got options. We have all sorts of ways to pay so that you can pick the one that's right for you. Pay with the My Verizon app You can download the My Verizon app in both the App Store and Google Play. Pay online at vzw.com Go to vzw.com and sign in to My Verizon to pay your bill online. Pay by phone: #PMT (#768) Simply dial #PMT on your phone and follow the instructions to pay. Splitting the bill? Here are your charges by line and Account charges and credits separated out. Balance past due $1,726.76 Account charges and credits $43.25 Ramon Delrosario 405.638.2277 -$1.30 Ramon Delrosario 405.638.2278 $20.50 Teri Delrosario 405.638.2807 $36.32 Ramon Delrosario 405.638.4700 $36.19 Ramon Delrosario 405.638.4705 -$1.29 Spencer Oxford 918.388.7719 $36.19 $1,896.62 To see a full breakdown of charges per line, view your bill in My Verizon. Bill date August 22, 2018 Account number [REDACTED] Invoice number [REDACTED] Total Amount Due Make check payable to Verizon Wireless. Please return this remit slip with payment. $1,896.62 PO BOX 660108 DALLAS, TX 75266-0108 Questions? Visit VZW.com/ContactUs or call 1.800.922.0204. Change your address at VZW.com/changeaddress Written notations included with or on your payment will not be reviewed or honored. Please send correspondence to: Verizon Attn: Correspondence Team P.O. Box 408 Newark, NJ 07101-0408 Automatic Payment Enrollment for Account: 725483852-00001 RAMON B DELROSARIO By signing below, you authorize Verizon to electronically debit your bank account each month for the total balance due on your account. The check you send will be used to setup Automatic Payment. You will be notified each month of the date and amount of the debit 10 days in advance of the payment. You agree to receive all Auto Pay related communications electronically. I understand and accept these terms. This agreement does not alter the terms of your existing Customer Agreement. I agree that Verizon is not liable for erroneous bill statements or incorrect debits to my account. To withdraw your authorization you must call Verizon. Check with your bank for any charges. 1. Check this box. 2. Sign name in box below, as shown on the bill and date. 3. Return this slip with your payment. Do not send a voided check. E-FILE *QOKPETE1-* Faber and Brand L.L.C. ATTORNEYS AT LAW Michael L. Foster (MO, AR, KY, OK) Joy N. Jackson (MO, AR, IL) Jason P. Gubbins (MO, NM, OK, VA, AL) Jonathan L. Shoener (MO, NV, NM) James J. Eufinger (MO, AR, AZ, NM, AL) P.O. Box 10110 Columbia, MO 65205-4000 www.payfandb.com Phone: (888) 233-3141 Fax: (573) 442-1072 Monday – Thursday 7:30 a.m. to 5:30 p.m. Friday 7:30 a.m. to 5:00 p.m. CST James M. Mucklestone (MO, KS, WA, AR, OK) Allan M. Cameron (MO) Reanne E. M. Abder (MO) Connor J. Thompson (MO) Sejune Peck (MO) Steven. E. Faber (Retired) Bart S. Brand (Of Counsel) REQUEST FOR FILING OF PETITION TO THE HONORABLE CLERK, LOGAN COUNTY DISTRICT COURT. 301 E. HARRISION, STE. 201 , GUTHRIE, OK 73044 Please find attached hereto: 1. The original Petition along with attachments in the matter of: JEFFERSON CAPITAL SYSTEMS LLC vs. RAMON B DELROSARIO XXX-XX-6778 2. Service copy (ies) of the Petition and the attachments thereto. 3. The required filing fee and summons fee. 4. Please return the summons (es) and service Petition to this office so we can forward to the Defendant(s) via certified mail for service. In an effort to comply with the wishes of multiple courts, we will no longer include the Defendants’ Social Security Numbers in the body of our Petitions. Rather, we will list the Defendants’ Social Security Numbers on this cover sheet only. Please advise if this creates any difficulties for your office. As always, we are happy to take all steps necessary to comply with the preferences of the court. Thank you for your consideration in this matter. FABER AND BRAND L.L.C. BY: _____________/s/ Michael L. Foster________ Michael L. Foster OK #20701 Jason P. Gubbins OK #22576 James M. Mucklestone OK #36520 P.O. Box 10110 Columbia, Missouri 65205-4000 (888) 233-3141 (573) 442-1072 FAX [email protected] ATTORNEY FOR PLAINTIFF THIS IS A COMMUNICATION FROM A DEBT COLLECTOR IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. F&B Acct. No: 581777 IN THE DISTRICT COURT OF ____________________________ COUNTY STATE OF OKLAHOMA CIVIL COVER SHEET Please Print or Type – All Information Required TYPE OF CASE - CHECK ONE <table> <tr> <th>CIVIL</th> <th>FAMILY & DOMESTIC</th> <th>PROBATE</th> </tr> <tr> <td>□ CJ Over $10,000<br>☑ CS $10,000 or less<br>□ CV Miscellaneous - civil<br>□ SC Small Claims - $5,000 or less<br>□ SC Small Claims - $5,001 to $10,000<br>□ SC Small Claims - FED $5,000 or less<br>□ SC Small Claims - FED $5,001 to $10,000<br>□ TL Tax Lien</td> <td>□ AI Artificial Insemination<br>□ FA Adoption<br>□ FD Divorce<br>□ FI Income Assignment<br>□ FP Paternity – with NO custody/support<br>□ FP Paternity – WITH custody/support<br>□ FR Reciprocal<br>□ FMI Miscellaneous</td> <td>□ PB Probate<br>□ PC Conservatorship<br>□ PG Guardianship<br>□ PMI Probate Miscellaneous<br>□ PT Trust Proceedings<br>□ FB Full Blood</td> </tr> <tr> <td colspan="3">Principal Cause of Action (describe)</td> <td>Amount Enclosed or Paid<br>$226.64</td> </tr> </table> Attorney Information Party or Parties Represented by this Attorney Plaintiff <table> <tr> <th>Attorney Name</th> <th>Bar Number</th> </tr> <tr> <td>Jason P. Gubbins</td> <td>22576</td> </tr> <tr> <th>PO Box or Street Address</th> <th>Name of Firm or Agency</th> </tr> <tr> <td>P.O. Box 10110</td> <td>Faber and Brand, LLC</td> </tr> <tr> <th>City, State, Zip</th> <th>Phone</th> <th>Fax</th> </tr> <tr> <td>Columbia, MO 65205-4000</td> <td>1-573-442-</td> <td>1-573-442-1072</td> </tr> <tr> <th>Email address</th> <th>Other attorneys (co-counsel)</th> <th>Bar Number(s)</th> </tr> <tr> <td>[email protected]</td> <td>1072</td> <td></td> </tr> </table> Plaintiff Information Full Name (Last, First, Middle) or Entity Name JEFFERSON CAPITAL SYSTEMS LLC Gender Female Male <table> <tr> <th>Mailing Address</th> <th>Physical (Street) Address</th> </tr> <tr> <td>c/o Faber and Brand, I.L.C. P.O. Box 10110</td> <td></td> </tr> <tr> <th>City, State, Zip</th> <th>Date of Birth</th> <th>Social Security #</th> </tr> <tr> <td>Columbia, MO 65205-4000</td> <td></td> <td></td> </tr> <tr> <th>Phone</th> <th>Cell Phone</th> <th>Driver’s License #</th> </tr> <tr> <td>1-888-233-3141</td> <td></td> <td></td> </tr> <tr> <th>Email Address</th> <th>Maiden or any other name(s) used</th> <th></th> </tr> <tr> <td>[email protected]</td> <td></td> <td></td> </tr> </table> Defendant Information Full Name (Last, First, Middle) or Entity Name RAMON B DELROSARIO Gender Female Male <table> <tr> <th>Mailing Address</th> <th>Physical (Street) Address</th> </tr> <tr> <td>16790 DOVER RD</td> <td></td> </tr> <tr> <th>City, State, Zip</th> <th>Date of Birth</th> <th>Social Security #</th> </tr> <tr> <td>CRESCENT, OK 73028-0000</td> <td></td> <td>572-41-6778</td> </tr> <tr> <th>Phone</th> <th>Cell Phone</th> <th>Driver’s License #</th> </tr> <tr> <td></td> <td></td> <td></td> </tr> <tr> <th>Email Address</th> <th>Maiden or any other name(s) used</th> <th></th> </tr> <tr> <td></td> <td></td> <td></td> </tr> </table> Summons Information <table> <tr> <th>Number of Summons to be issued by Court Clerk</th> <th>Petition & Summons to be Served By</th> <th></th> </tr> <tr> <td>1</td> <td>☑ Issued to Attorney<br>□ Process Server</td> <td>□ Sheriff<br>□ Publication<br>□ Registered/Certified Mail<br>County:</td> </tr> </table> Civil Cover Sheet – Eff. November 1, 2017 IN THE DISTRICT COURT OF LOGAN COUNTY, STATE OF OKLAHOMA 301 E. HARRISION, STE. 201 , GUTHRIE, OK 73044 JEFFERSON CAPITAL SYSTEMS LLC Plaintiff, vs. RAMON B DELROSARIO XXX-XX-6778 Defendant(s). Case No. Summons To the above-named Defendant: RAMON B DELROSARIO You have been sued by the above-named plaintiff, and you are directed to file a written answer to the attached petition in the court at the above address within twenty (20) days after service of this summons upon you, exclusive of the day of service. Within the same time, a copy of your answer must be delivered or mailed to the attorney for the plaintiff. Unless you answer the petition within the time stated, judgment will be rendered against you with costs of the action. Issued this _____ day of ____________________, 20_____. ______________________________, Court Clerk (Seal) by _______________________, Deputy Court Clerk (Seal) Attorney(s) for Plaintiff FABER AND BRAND L.L.C. BY: /s/ Michael L. Foster Michael L. Foster OK #20701 Jason P. Gubbins OK #22576 James M. Mucklestone OK #36520 P.O. Box 10110 Columbia, Missouri 65205-4000 (888) 233-3141 (573) 442-1072 FAX [email protected] ATTORNEY FOR PLAINTIFF I hereby appoint and designate This summons was served on ___________/see-attached copy ______________________________ (Signature of person verifying service of summons) YOU MAY SEEK THE ADVICE OF AN ATTORNEY ON ANY MATTER CONNECTED WITH THIS SUIT OR YOUR ANSWER. SUCH ATTORNEY SHOULD BE CONSULTED IMMEDIATELY SO THAT AN ANSWER MAY BE FILED WITHIN THE TIME LIMIT STATED IN THE SUMMONS IN THE DISTRICT COURT OF LOGAN COUNTY, STATE OF OKLAHOMA 301 E. HARRISION, STE. 201 , GUTHRIE, OK 73044 JEFFERSON CAPITAL SYSTEMS LLC Plaintiff, vs. Case No. RAMON B DELROSARIO XXX-XX-6778 Defendant(s). Summons To the above-named Defendant: RAMON B DELROSARIO You have been sued by the above-named plaintiff, and you are directed to file a written answer to the attached petition in the court at the above address within twenty (20) days after service of this summons upon you, exclusive of the day of service. Within the same time, a copy of your answer must be delivered or mailed to the attorney for the plaintiff. Unless you answer the petition within the time stated, judgment will be rendered against you with costs of the action. Issued this _____ day of ____________________, 20____ . ________________________________________________________________________, Court Clerk (Seal) by _______________________, Deputy Court Clerk (Seal) Attorney(s) for Plaintiff FABER AND BRAND L.L.C. BY: /s/ Michael L. Foster Michael L. Foster OK #20701 Jason P. Gubbins OK #22576 James M. Mucklestone OK #36520 P.O. Box 10110 Columbia, Missouri 65205-4000 (888) 233-3141 (573) 442-1072 FAX [email protected] ATTORNEY FOR PLAINTIFF I hereby appoint and designate __________________________________________________________ This summons was served on _______________/see-attached copy __________________________________________________________ (Signature of person verifying service of summons) YOU MAY SEEK THE ADVICE OF AN ATTORNEY ON ANY MATTER CONNECTED WITH THIS SUIT OR YOUR ANSWER. SUCH ATTORNEY SHOULD BE CONSULTED IMMEDIATELY SO THAT AN ANSWER MAY BE FILED WITHIN THE TIME LIMIT STATED IN THE SUMMONS IN THE DISTRICT COURT OF LOGAN COUNTY, STATE OF OKLAHOMA 301 E. HARRISION, STE. 201 , GUTHRIE, OK 73044 JEFFERSON CAPITAL SYSTEMS LLC Plaintiff, vs. RAMON B DELROSARIO XXX-XX-6778 Defendant(s). Case No. Summons To the above-named Defendant: RAMON B DELROSARIO You have been sued by the above-named plaintiff, and you are directed to file a written answer to the attached petition in the court at the above address within twenty (20) days after service of this summons upon you, exclusive of the day of service. Within the same time, a copy of your answer must be delivered or mailed to the attorney for the plaintiff. Unless you answer the petition within the time stated, judgment will be rendered against you with costs of the action. Issued this _____ day of ____________________, 20______. ________________________________________, Court Clerk (Seal) by __________________________, Deputy Court Clerk (Seal) Attorney(s) for Plaintiff FABER AND BRAND L.L.C. BY: /s/ Michael L. Foster Michael L. Foster OK #20701 Jason P. Gubbins OK #22576 James M. Mucklestone OK #36520 P.O. Box 10110 Columbia, Missouri 65205-4000 (888) 233-3141 (573) 442-1072 FAX [email protected] ATTORNEY FOR PLAINTIFF I hereby appoint and designate This summons was served on _______________/see-attached copy ________________________________________ (Signature of person verifying service of summons) YOU MAY SEEK THE ADVICE OF AN ATTORNEY ON ANY MATTER CONNECTED WITH THIS SUIT OR YOUR ANSWER. SUCH ATTORNEY SHOULD BE CONSULTED IMMEDIATELY SO THAT AN ANSWER MAY BE FILED WITHIN THE TIME LIMIT STATED IN THE SUMMONS IN THE DISTRICT COURT OF LOGAN COUNTY, STATE OF OKLAHOMA JEFFERSON CAPITAL SYSTEMS LLC Plaintiff, vs. RAMON B DELROSARIO Defendant(s). Case No. PETITION FOR MONEY DUE ON ACCOUNT ASSIGNMENT COMES NOW the Plaintiff and for its cause of action against the Defendant(s) states as follows: 1. That Plaintiff is a LIMITED LIABILITY COMPANY organized and existing under the laws of MINNESOTA. 2. That at least one of the Defendant(s) reside(s) in or may be found in LOGAN County, Oklahoma and within the venue of this court. 3. Plaintiff is the holder of the Account ("Account") sued upon herein by virtue of the sale and assignment of said Agreement from CELLCO PARTNERSHIP DBA VERIZON WIRELESS to various parties including and ultimately to Plaintiff. 4. That Defendant(s) is/are presently indebted on the account and claim herein in the amount claimed of $2269.06 for goods and/or services, hereinafter referred to as "items," which were sold, provided, and delivered to Defendant(s) by CELLCO PARTNERSHIP DBA VERIZON WIRELESS. 5. That the exhibit (s), which is attached hereto and made a part hereof by reference, shows the items provided, the date(s) said items were provided or billed, the prices charged therefore, and payments, if any, which have been paid by or on behalf of Defendant(s) upon such account. 6. That said items were provided to and for Defendant(s). 7. That said items were provided at the instance, request, and/or authorization of said Defendant(s). 8. That the prices charged for such items are and were in each case reasonable; that said prices were the amounts specifically agreed upon between CELLCO PARTNERSHIP DBA VERIZON WIRELESS and Defendant(s), or in the alternative the usual and customary charges of said CELLCO PARTNERSHIP DBA VERIZON WIRELESS. 9. That Defendant(s) expressly, or in the alternative impliedly, promised and agreed to pay for said items immediately upon the providing thereof or promptly thereafter, or in the alternative on demand, but Defendant(s) failed and refused to do so. 10. That CELLCO PARTNERSHIP DBA VERIZON WIRELESS demanded of Defendant(s) that said items be paid for in full on numerous occasions including: at or immediately following the time of providing the various items; within the 30 day period following the providing of said items; and on numerous other occasions since said items were provided. 11. Pursuant to Oklahoma statute, plaintiff is entitled to reasonable attorney’s fees. 12. That Assignor made demand upon the Defendant(s) for payment of the same, but the Defendant(s) failed and/or refused to pay. 13. Pursuant to the SCRA §201(b)(4), Plaintiff declares under penalty of perjury that Defendant(s) RAMON B DELROSARIO is/are not in the Armed Forces for the United States, verified on 03/11/2026 via the U.S. Department of Defense website. WHEREFORE, Plaintiff prays for Judgment against Defendant(s) in the amount of: Amount claimed: $2269.06; Interest: at the rate of 8.75% per annum from the date of Judgment until paid; Attorney fees; All costs herein expended, including, but not limited to, court costs, sheriff's fees, and any costs for service of the summons(es). Respectfully submitted, FABER AND BRAND L.L.C. BY: /s/ Michael L. Foster Michael L. Foster OK #20701 Jason P. Gubbins OK #22576 James M. Mucklestone OK #36520 P.O. Box 10110 Columbia, Missouri 65205-4000 (888) 233-3141 (573) 442-1072 FAX [email protected] ATTORNEY FOR PLAINTIFF THIS IS A COMMUNICATION FROM A DEBT COLLECTOR IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. F&B Acct. No: 581777 Affidavit of Account STATE OF MINNESOTA COUNTY OF BENTON Before me, the undersigned authority, personally appeared the individual whose name is subscribed below, and who, being by me duly sworn, deposed as follows: 1. My name is Skylar Martin. I am of sound mind, over the age of eighteen (18), have never been convicted of a felony or crime involving moral turpitude, and am capable of making this affidavit. I have personal knowledge of the facts herein stated as more fully set forth below. 2. I am an Authorized Representative of Jefferson Capital Systems, LLC and in that capacity act as a Custodian of Records. These records are kept in the ordinary course of business. This affidavit pertains to the collection of a CELLCO PARTNERSHIP DBA VERIZON WIRELESS account number XXXXXXXXXXXX0001, (the "Account") owed by RAMON B DELROSARIO the Defendant(s). 3. Jefferson Capital Systems, LLC has acquired the Account pursuant to an assignment and is the owner and beneficiary of all rights, title and interest with regard to the Account, including the outstanding balance of the Account and any accrued interest thereon. The information transmitted to Jefferson Capital Systems, LLC in connection with its acquisition of the Account specifically described: (1) the obligation of the Defendant with regard to the Account, (2) the open date of the Account, (3) the charge-off balance of the Account after all payments, credits and offsets had been applied, and (4) other usage and identification information related to both the Defendant and to the Account. My testimony herein is based upon that information. 4. On or about January 23, 2018, the Defendant made application to open the Account. Thereafter, the Defendant utilized the Account, or the proceeds thereof, and became obligated to repay the Account pursuant to its terms. 5. The Defendant did not repay the Account and ceased making payments on the Account. The last payment date was 08/16/2023. 6. The Account was ultimately closed and charged-off, at which time there remained a balance due and owing on the Account that the Defendant has not paid. 7. As of 01/29/2026, the reference date of this affidavit, the amount due and owing on the Account, after all just and lawful offsets, payments, and credits had been allowed, is $2,269.06. ______________________________ Custodian of Records - Skylar Martin SUBSCRIBED AND SWORN before me on MAR 03 2026 ______________________________ Kayli Reynolds Notary Public Attachment 3 to the Term Agreement Bill of Sale and Assignment of Accounts Purchase Date: 02/19/2021 The undersigned Assignor ("Assignor") hereby absolutely sells, transfers, assigns, sets-over and conveys to Jefferson Capital Systems, LLC ("Assignee"), organized under the laws of the state of Georgia, all of Assignor's right, title and interest in and to each of the Accounts identified in the Electronic Data Delivery File attached to the Term Agreement as Attachment 1 (the "Purchased Accounts"), together with the right to collect all principal, late fees or other proceeds of any kind with respect to the Purchased Accounts remaining due and owing as of the Purchase Date. With respect to Account information for the Purchased Accounts listed in the Electronic Data Delivery File attached to the Term Agreement as Attachment 1, Assignor represents and warrants to Assignee (1) that the information contained in each Electronic Data Delivery File provided by Assignor reflects the actual Account data in the business records of Assignor and that the stated amount due from the Customer is the amount due and payable on such Account by the identified Customer as of the Purchase Date based on the business records of Seller, (2) that the Purchased Account information was kept in the regular course of Assignor's business; (3) the Purchased Account information was made at or near the time by, or from information transmitted by, a person with knowledge of the data entered into and maintained in the Assignor's database; and (4) it is the regular practice of Assignor's business to maintain and compile such data. ASSIGNOR: CELLCO PARTNERSHIP d/b/a VERIZON WIRELESS, and its Affiliates on behalf of VERIZON WIRELESS By: ______________________________ Printed Name: ___ Erin K. Stead_________________________ Title: _____Director____________________________________ Date: _____02/18/2021_________________________________ Manage Your Account Account Number Date Due Past Due Change your address at vzw.com/changeaddress Invoice Number Quick Bill Summary Sep 02 – Oct 01 Previous Balance (see back for details) $2,692.00 No Payment Received $0.00 Balance Forward Due Immediately $2,692.00 Account Charges and Credits $2,523.66 Monthly Charges $10.40 Surcharges and Other Charges & Credits $95.00 Taxes, Governmental Surcharges & Fees $0.00 Total Current Charges Due by October 24, 2018 $2,629.06 Total Amount Due $5,321.06 Verizon Wireless News Save Time Go Online If you have questions about your bill, or need help with your devices, you can find answers using go.vzw.com/Support. You can also easily access Support through the My Verizon app. Try it today. Our records indicate your account is past due. Please send payment now to avoid service disruption. Pay from phone Pay on the Web Questions: #PMT( ) My Verizon at www.vzw.com 1.800.922.0204 or *611 from your phone verizon RAMON B DELROSARIO Bill Date October 01, 2018 Account Number [blacked out] Invoice Number [blacked out] Total Amount Due Make check payable to Verizon Wireless. Please return this remit slip with payment. $5,321.06 $[ ], [ ] [ ] [ ]. [ ] [ ] PO BOX 660108 DALLAS, TX 75266–0108 NOTICE: Bank account and routing numbers will be retained to enable future payments by phone or online. To opt out, call 1–866–544–0401. Payments Previous Balance $2,692.00 No Payment Received Total Payments $0.00 Balance Forward Due Immediately $2,692.00 Account Charges and Credits Device Payment Charges Device Payment Buyout Charge (9 - 24) Agreement 1065453510 619.84 Device Payment Buyout Charge (8 - 24) Agreement 1066885436 708.22 Device Payment Buyout Charge (5 - 24) Agreement 1070942755 529.00 Device Payment Buyout Charge (5 - 24) Agreement 1070942792 666.60 Total Device Payment Charges $2,523.66 Account Monthly Charges Previous Plan Total Mobile Protect Multi-Dvc 09/23 - 09/30 $10.40 $39.00 per month / 8 days on plan Subtotal $10.40 Total Account Charges and Credits $2,534.06 Overview of Lines Your Account's Plan Plan from 09/02 – 09/30 Beyond Unlimited 15GB Mobile Hotspot Unlimited monthly GB Have more questions about your charges? Get details at www.vzw.com. Sign into My Verizon. Breakdown of Charges <table> <tr> <th>Account Charges & Credits</th> <th></th> <th>$2,534.06</th> </tr> <tr> <td>405-638-2277<br>Ramon Delrosario</td> <td>pg 4</td> <td>$0.00</td> </tr> <tr> <td>405-638-2278<br>Ramon Delrosario</td> <td>pg 5</td> <td>$0.00</td> </tr> <tr> <td>405-638-2807<br>Teri Delrosario</td> <td>pg 6</td> <td>$0.00</td> </tr> <tr> <td>405-638-4700<br>Ramon Delrosario</td> <td>pg 7</td> <td>$0.00</td> </tr> <tr> <td>405-638-4705<br>Ramon Delrosario</td> <td>pg 8</td> <td>$95.00</td> </tr> <tr> <th>Total Current Charges</th> <th></th> <th>$2,629.06</th> </tr> </table> Breakdown of Shared Usage <table> <tr> <th></th> <th>Minutes Used 09/02 – 09/30</th> <th>Messaging Used 09/23 – 09/30</th> <th>Data GB Used 09/23 – 09/30</th> </tr> <tr> <td>405-638-2277</td> <td>pg 4</td> <td>0</td> <td>0</td> <td>0</td> </tr> <tr> <td>405-638-2278</td> <td>pg 5</td> <td>0</td> <td>0</td> <td>0</td> </tr> <tr> <td>405-638-2807</td> <td>pg 6</td> <td>0</td> <td>0</td> <td>0</td> </tr> <tr> <td>405-638-4700</td> <td>pg 7</td> <td>0</td> <td>0</td> <td>0</td> </tr> <tr> <td>405-638-4705</td> <td>pg 8</td> <td>0</td> <td>0</td> <td>0</td> </tr> <tr> <th>Total Used</th> <th></th> <th>0</th> <th>0</th> <th>0</th> </tr> <tr> <th>Shared Allowance – Partial Month</th> <th></th> <th>unlimited</th> <th>unlimited</th> <th>unlimited</th> </tr> <tr> <th>Usage Over Allowance</th> <th></th> <th>0</th> <th>0</th> <th>0</th> </tr> <tr> <th>Total Shared Usage Charges</th> <th></th> <th>$0.00</th> <th>$0.00</th> <th>$0.00</th> </tr> </table> Summary for Ramon Delrosario: 405–638–2277 Your Plan Plan from 9/23 – 9/30 Beyond Unlimited (see pg 3) (see pg 3) Summary for Ramon Delrosario: 405-638-2278 Your Plan Plan from 9/23 -- 9/30 Beyond Unlimited (see pg 3) (see pg 3) Summary for Teri Delrosario: 405-638-2807 Your Plan Plan from 9/23 – 9/30 Beyond Unlimited (see pg 3) (see pg 3) Summary for Ramon Delrosario: 405-638-4700 Your Plan Plan from 9/23 - 9/30 Beyond Unlimited (see pg 3) (see pg 3) Summary for Ramon Delrosario: 405-638-4705 Your Plan Plan from 9/23 — 9/30 Beyond Unlimited (see pg 3) Monthly Charges Other Charges and Credits <table> <tr> <th>Early Termination Fee–Dt</th> <th>$95.00</th> </tr> <tr> <th>Total Current Charges for 405-638-4705</th> <th>$95.00</th> </tr> </table> + Percentage-based taxes, fees, and surcharges apply to charges for this line, including overage charges, plus this line's share of account charges. Need-to-Know Information Customer Proprietary Network Information (CPNI) CPNI is information made available to us solely by virtue of our relationship with you that relates to the type, quantity, destination, technical configuration, location, and amount of use of the telecommunications and interconnected VoIP services you purchase from us, as well as related billing information. The protection of your information is important to us, and you have a right, and we have a duty, under federal law, to protect the confidentiality of your CPNI. We may use and share your CPNI among our affiliates and agents to offer you services that are different from the services you currently purchase from us. Verizon offers a full range of services, such as television, telematics, high-speed Internet, video, and local and long distance services. Visit Verizon.com for more information on our services and companies. If you don't want your CPNI used for the marketing purposes described above, please notify us by phone any time at 800.333.9956 or online at vzw.com/myprivacy. Unless you notify us in one of these ways, we may use your CPNI as described above beginning 30 days after the first time we notify you of this CPNI policy. Your choice will remain valid until you notify us that you wish to change your selection. Your decision about use of your CPNI will not affect the provision of any services you currently have with us. Note: This CPNI notice does not apply to residents of the state of Arizona. Explanation of Surcharges Surcharges include (i) a Regulatory Charge (which helps defray various government charges we pay including government number administration and license fees); (ii) a Federal Universal Service Charge (and, if applicable, a State Universal Service Charge) to recover charges imposed on us by the government to support universal service; and (iii) an Administrative Charge, which helps defray certain expenses we incur, including, charges we, or our agents, pay local telephone companies for delivering calls from our customers to their customers; fees and assessments on our network facilities and services, property taxes, and the costs we incur responding to regulatory obligations. Please note that these are Verizon Wireless charges, not taxes. These charges, and what's included, are subject to change from time to time. Bankruptcy Information If you are or were in bankruptcy, this bill may include amounts for pre-bankruptcy service. You should not pay pre-bankruptcy amounts; they are for your information only. Mail bankruptcy-related correspondence to 500 Technology Drive, Suite 550, Weldon Spring, MO 63304. Late Payment Information A late payment applies for unpaid balances. The charge is the greater of $5 or 1.5% per month, or as permitted by law. Failure to pay bills on time may result in negative credit reporting. verizon PO BOX 408 NEWARK, NJ 07101-0408 KEYLINE RAMON B DELROSARIO Billing period Account number Invoice number Jul 23, 2018 - Aug 22, 2018 See last page for payment options and how to split your bill. Questions? Visit vzw.com/contactus Hi Ramon, here's your bill for this month. Balance past due $1,726.76 One-time charges and credits page 3 $17.78 Devices and add-ons page 4 $152.68 Surcharges -$0.12 Taxes and government fees -$0.48 Total due $1,896.62 $1,726.76 due immediately $169.86 due September 14 What's changed Last month June 23 - July 22 Balance past due $1,245.16 One-time charges $13.97 Monthly charges $451.67 Surcharges $7.80 Taxes and gov. fees $8.16 $1,726.76 This month July 23 - August 22 Balance past due $1,726.76 One-time charges and credits See next page for details. Monthly charges $152.68 $298.99 less than last month -$39.00 removed add-on -$259.99 suspended lines Surcharges -$0.12 Taxes and gov. fees -$0.48 $1,896.62 Next month August 23 - September 22 To preview next month's bill go to vzw.com/nextbillsummary Balance past due Previous balance $1,726.76 No payment received $0.00 Payment received - Thank you (Jul 27) -$379.47 Payment reversed (Aug 1) $379.47 $1,726.76 Please pay immediately. One-time charges and credits Account charges and credits Late fee for amount due August 14 $18.25 Payment return fee $25.00 Ramon Delrosario [REDACTED] Suspended Partial-month refunds from line suspension* Phone plan - partial-month refund (Aug 20 - Aug 22) -$5.32 Ramon Delrosario [REDACTED] Suspended Partial-month refunds from line suspension* Phone plan - partial-month refund (Aug 20 - Aug 22) -$5.32 Verizon Cloud 500 GB - partial-month refund (Aug 20 - Aug 22) -$0.48 T[REDACTED]Delrosario [REDACTED] Suspended Partial-month refunds from line suspension* Tablet line access - partial-month refund (Aug 20 - Aug 22) -$1.94 Verizon Smart Family - partial-month refund (Aug 20 - Aug 22) -$0.48 Ramon Delrosario[REDACTED] Suspended Partial-month refunds from line suspension* Phone plan - partial-month refund (Aug 20 - Aug 22) -$5.32 Ramon Delrosario[REDACTED] Suspended Partial-month refunds from line suspension* Connected device line access - partial-month refund (Aug 20 - Aug 22) -$0.48 Hum by Verizon - partial-month refund (Aug 18 - Aug 22) -$0.81 S[REDACTED] Oxford[REDACTED] Suspended Partial-month refunds from line suspension* Phone plan - partial-month refund (Aug 20 - Aug 22) -$5.32 $17.78 *Because you made charges in the middle of your bill cycle, your bill includes partial-month charges and refunds. These charges cover the time between the day your changes took effect and the start of your next bill cycle. Ramon Delrosario [REDACTED] iPhone 8 Plus | Suspended Device payment 3 of 24 ($799.99/24mo) $33.33 $699.93 remaining after this month (Agreement 1070942792) Device Promo - Get 3 of 24 -$29.16 $4.17 $55.00 less than last month because of a line suspension. Billing period Jul 23, 2018 to Aug 22, 2018 | Account # 725483852-00001 | Invoice # 7729068990 Ramon Delrosario SAMSUNG NOTE 8 | Suspended Device payment 3 of 24 ($634.99/24mo) $26.45 $555.45 remaining after this month (Agreement 1070942755) $26.45 $60.00 less than last month because of a line suspension. Delrosario 12.9 IPAD PRO VZ | Suspended Estimated top activities Web & Apps 44% Video 14% Gaming 9% Device payment 7 of 24 ($929.99/24mo) $38.74 $658.58 remaining after this month (Agreement 1065453510) $38.74 $24.99 less than last month because of a line suspension. Ramon Delrosario IPHONE X | Suspended Device payment 6 of 24 ($999.99/24mo) $41.66 $749.88 remaining after this month (Agreement 1066885436) $41.66 $55.00 less than last month because of a line suspension. Ramon Delrosario Hum by Verizon | Suspended $0.00 $10.00 less than last month because of a line suspension. Billing period Jul 23, 2018 to Aug 22, 2018 | Account #725483852-00001 | Invoice #7729068990 [REDACTED] Oxford iPhone 8 Plus | Suspended Estimated top activities Web & Apps 53% Video 21% Social 7% Device payment 8 of 24 ($999.99/24mo) $666.56 remaining after this month (Agreement 1065453072) $41.66 $55.00 less than last month because of a line suspension. Surcharges Fed Universal Service Charge -$0.12 -$0.12 Taxes and government fees OK State Sales Tax -$0.24 Oklahoma City Sales Tax -$0.24 -$0.48 Surcharges and taxes are charged per line. A detailed copy of your bill is available in My Verizon. Additional information Customer Proprietary Network Information (CPNI) CPNI is information made available to us solely by virtue of our relationship with you that relates to the type, quantity, destination, technical configuration, location, and amount of use of the telecommunications and interconnected VoIP services you purchase from us, as well as related billing information. The protection of your information is important to us, and you have a right, and we have a duty, under federal law, to protect the confidentiality of your CPNI. We may use and share your CPNI among our affiliates and agents to offer you services that are different from the services you currently purchase from us. Verizon offers a full range of services, such as television, telematics, high-speed Internet, video, and local and long distance services. Visit Verizon.com for more information on our services and companies. If you don't want your CPNI used for the marketing purposes described above, please notify us by phone any time at 800.333.9956 or online at vzw.com/myprivacy. Unless you notify us in one of these ways, we may use your CPNI as described above beginning 30 days after the first time we notify you of this CPNI policy. Your choice will remain valid until you notify us that you wish to change your selection. Your decision about use of your CPNI will not affect the provision of any services you currently have with us. Note: This CPNI notice does not apply to residents of the state of Arizona. Explanation of Surcharges Surcharges include (i) a Regulatory Charge (which helps defray various government charges we pay including government number administration and license fees); (ii) a Federal Universal Service Charge (and, if applicable, a State Universal Service Charge) to recover charges imposed on us by the government to support universal service; and (iii) an Administrative Charge, which helps defray certain expenses we incur, including: charges we, or our agents, pay local telephone companies for delivering calls from our customers to their customers; fees and assessments on our network facilities and services; property taxes; and the costs we incur responding to regulatory obligations. Please note that these are Verizon Wireless charges, not taxes. These charges, and what's included, are subject to change from time to time. Bankruptcy Information If you are or were in bankruptcy, this bill may include amounts for pre-bankruptcy service. You should not pay pre-bankruptcy amounts; they are for your information only. Mail bankruptcy-related correspondence to 500 Technology Drive, Suite 550, Weldon Spring, MO 63304. Late Payment Information A late payment applies for unpaid balances. The charge is the greater of $5 or 1.5% per month, or as permitted by law. Failure to pay bills on time may result in negative credit reporting. You've got options. We have all sorts of ways to pay so that you can pick the one that's right for you. Pay with the My Verizon app You can download the My Verizon app in both the App Store and Google Play. Pay online at vzv.com Go to vzv.com and sign in to My Verizon to pay your bill online. Pay by phone: #PMT (#768) Simply dial #PMT on your phone and follow the instructions to pay. Splitting the bill? Here are your charges by line and Account charges and credits separated out. <table> <tr> <th></th> <th></th> <th></th> </tr> <tr> <td>Balance past due</td> <td></td> <td>$1,726.76</td> </tr> <tr> <td>Account charges and credits</td> <td></td> <td>$43.25</td> </tr> <tr> <td>Ramon Delrosario 405.638.2277</td> <td></td> <td>-$1.30</td> </tr> <tr> <td>Ramon Delrosario 405.638.2278</td> <td></td> <td>$20.50</td> </tr> <tr> <td>Teri Delrosario 405.638.2807</td> <td></td> <td>$36.32</td> </tr> <tr> <td>Ramon Delrosario 405.638.4700</td> <td></td> <td>$36.19</td> </tr> <tr> <td>Ramon Delrosario 405.638.4705</td> <td></td> <td>-$1.29</td> </tr> <tr> <td>Spencer Oxford 918.388.7719</td> <td></td> <td>$36.19</td> </tr> <tr> <td colspan="2"></td> <td><b>$1,896.62</b></td> </tr> </table> To see a full breakdown of charges per line, view your bill in My Verizon. Questions? Visit VZW.com/ContactUs or call 1.800.922.0204. Change your address at VZW.com/changeaddress Written notations included with or on your payment will not be reviewed or honored. Please send correspondence to: Verizon Attn: Correspondence Team P.O. Box 408 Newark, NJ 07101-0408 Automatic Payment Enrollment for Account: 725483852-00001 RAMON B DELROSARIO By signing below, you authorize Verizon to electronically debit your bank account each month for the total balance due on your account. The check you send will be used to setup Automatic Payment. You will be notified each month of the date and amount of the debit 10 days in advance of the payment. You agree to receive all Auto Pay related communications electronically. I understand and accept these terms. This agreement does not alter the terms of your existing Customer Agreement. I agree that Verizon is not liable for erroneous bill statements or incorrect debits to my account. To withdraw your authorization you must call Verizon. Check with your bank for any charges. 1. Check this box. 2. Sign name in box below, as shown on the bill and date. 3. Return this slip with your payment. Do not send a voided check.