CS-2026-00014 - Mangum Regional Medical Center v. Jennifer L. Willis

What's This Case About?

Let’s get one thing straight: Jennifer L. Willis did not rob a bank, steal a car, or even ghost someone on a dating app. No, her crime—according to the legal system of Greer County, Oklahoma—was far more heinous: she went to the emergency room, received $3,666.24 worth of medical care, and then… didn’t pay for it. And now, two years later, Mangum Regional Medical Center is dragging her into court like she skipped out on a dinner tab at a five-star steakhouse. This isn’t Law & Order: SVU. This is Law & Order: Co-Pay Crimes.

Jennifer L. Willis, a resident of Greer County (population: roughly “you know where Mangum is if you’ve ever run out of gas between Lawton and the Texas panhandle”), allegedly walked into Mangum Regional Medical Center on August 2, 2022, for what the filing politely refers to as “services rendered.” The record shows she was seen, treated, and discharged—all in the same day, which is impressive, honestly. ER visits usually involve at least three hours of staring at a curtain while someone debates whether your headache is “stroke-level” or “just dehydration.” But Jennifer? In and out. Home by dinner. Probably didn’t even get a lousy hospital cookie. And yet, for her trouble, she walked away with a bill so precise it could only have been generated by a machine that hates joy: $3,666.24. Not $3,666. Not $3,700. No, $3,666.24. Someone at that billing department really wanted to make sure we knew about the 24 cents.

Now, Mangum Regional Medical Center isn’t just some mom-and-pop urgent care with a “We Accept Venmo” sign taped to the door. They’ve got lawyers. Fancy ones. Timothy and Kristin Blue Fisher—yes, Kristin Blue Fisher, which sounds like a character from a Southern Gothic novel about a woman who runs a debt collection firm while secretly solving murders with her psychic poodle—are the legal muscle behind this case. They filed a Petition, not a “friendly reminder,” and they brought the full weight of Oklahoma civil procedure down on Jennifer’s unpaid invoice. The claim? “Account stated,” which, in human terms, means: “We sent you a bill. You didn’t say it was wrong. Therefore, you owe us. Pay up, Jennifer.”

The filing is dry, but the subtext is dripping with bureaucratic sass. There’s an Exhibit A—a full itemized statement that looks like it was spat out of a 1997 dot matrix printer—which breaks down every charge like a forensic accountant auditing a mobster’s laundry receipts. We’ve got $149.00 for something coded 83690 (probably blood work), $219.00 for 80053 (maybe a metabolic panel?), $992.00 for 99283 (that’s an ER visit, Level 4, which means your symptoms were “moderate to high risk”—so congrats, Jennifer, you were sick enough to bill, but not sick enough to stay). There’s even a $3.00 charge for… something. Maybe a single Tylenol. Or a Band-Aid with a cartoon dinosaur on it. The total? $3,666.24. And according to the hospital’s sworn verification, Jennifer hasn’t paid a dime. Not a partial. Not a payment plan. Not even one of those “I’ll pay you when my tax refund comes” texts. Nothing.

So why are we in court? Because the hospital wants its money. Plain and simple. They’re asking for the full $3,666.24, plus interest (6% per year, because Oklahoma law says so), plus court costs, and—oh yes—“a reasonable attorney’s fee.” Which is wild, when you think about it. They’re suing for $3,666, but they’re also asking the court to make Jennifer pay for the lawyers who are suing her for $3,666. It’s like if your friend lent you $20 for gas and then charged you $5 for the emotional labor of remembering you owed it.

Now, is $3,666.24 a lot of money? Well, in Mangum, Oklahoma—where the median household income is about $42,000—it’s not nothing. It’s two months of rent in some parts of town. It’s a used car down payment. It’s a lot of groceries. But in the grand scheme of medical debt? It’s not exactly “I got airlifted to Denver after a rattlesnake bite” levels of outrageous. It’s more “I got stitched up after cutting my hand on a can of SpaghettiOs” money. And yet, here we are. The hospital didn’t send a collections letter. They didn’t offer a payment plan. They didn’t even threaten to send it to a debt collector—they are the debt collector, with a law firm on speed dial.

And let’s talk about the Transparency in Health Care Prices Act exhibit, because this is where the satire writes itself. The hospital swears—under oath!—that they’ve complied with Oklahoma law by posting their prices online. They’ve listed the 20 most common procedures. In “plain English.” Updated annually. Which is great, if you’re the kind of person who enjoys reading medical charge codes like poetry. “Ah yes, 99283… such a robust CPT. So evocative. So accessible.” But let’s be real: when was the last time you Googled “Mangum Regional Medical Center price list” before getting an IV drip for food poisoning? Exactly. This isn’t transparency. This is legal CYA—Cover Your Anatomy.

So what’s the most absurd part of this whole thing? Is it that a hospital is suing a patient over a debt smaller than many people’s credit card minimum payments? Is it that the itemized bill includes charges like “$3.00” and “$26.00” as if they’re rounding up loose change from the couch cushions? Is it that the hospital feels the need to notarize a statement about a $3,666 bill like it’s a property deed?

No. The most absurd part is that this is normal. This is how healthcare works in America. You get sick. You get treated. You get billed. And if you don’t pay, you get sued. Not because you did anything wrong, but because the system is designed to extract every last cent, even if it means dragging someone to court over the cost of a decent laptop.

Do we think Jennifer Willis is a deadbeat? No. Do we think Mangum Regional Medical Center is evil? Also no. But do we think it’s ridiculous that a woman’s ER visit in 2022 is now a court case in 2025 over a debt that could’ve been settled with a payment plan, a discount, or even a sternly worded letter? Absolutely. We’re rooting for the system to stop treating medical care like a vending machine where if you don’t insert exact change, you get nothing—not even mercy. But hey, at least the court filing included a notice that this is “a communication from a debt collector.” So we’re all clear: this isn’t healthcare. It’s collections. With paperwork.

Case Overview

$3,666 Demand Petition

Jurisdiction

District Court, Oklahoma

Filing Attorney

Kristin Blue Fisher

Fisher & Fisher

Relief Sought

$3,666 Monetary

Plaintiffs

Mangum Regional Medical Center business
Rep: Kristin Blue Fisher, Timothy A. Fisher of Fisher & Fisher

Defendants

Jennifer L. Willis individual

Claims

#	Cause of Action	Description
1	account stated	Plaintiff seeks payment of $3666.24 for medical services rendered to Defendant

Petition Text

1,487 words

IN THE DISTRICT COURT IN AND FOR GREER COUNTY, STATE OF OKLAHOMA MANGUM REGIONAL MEDICAL CENTER, Plaintiff, vs. JENNIFER L. WILLIS, Defendant. Case No. CS-26-14 PETITION Plaintiff, Mangum Regional Medical Center by and through its attorneys, Timothy A. Fisher and Kristin Blue Fisher of the firm of Fisher & Fisher, for its Petition against the Defendant, Jennifer L. Willis, alleges and states as follows: 1. Defendant is an individual residing in Greer County, Oklahoma or received services from Plaintiff in Greer County, Oklahoma. 2. This court has jurisdiction over the subject matter hereof and the parties hereto. 3. Defendant is indebted to Plaintiff for services rendered and for an account stated in the sum of $3,666.24. See Exhibit A. 4. After all due and just credits have been applied and after demand, there remains due, owing, and unpaid the sum of $3,666.24, together with pre-judgment interest at the statutory rate of 6% per annum from the date of services rendered until the date of judgment, and thereafter at the statutory rate for judgments. 5. Plaintiff is in compliance with the Transparency In Health Care Prices Act. See Exhibit B. Wherefore, Plaintiff prays for judgment against Defendant in the sum of $3,666.24, together with pre-judgment interest thereon at the statutory rate of 6% per annum from the date of services rendered until the date of judgment and thereafter at the statutory rate for judgments, plus the costs of this action accrued and accruing and a reasonable attorney's fee. Respectfully submitted, ______________________________ Kristin Blue Fisher, OBA # 15898 Timothy A. Fisher, OBA #15899 FISHER & FISHER PO Box 700870 Tulsa, Oklahoma 74170 918-488-9191 [email protected]/[email protected] Attorneys for Plaintiff NOTICE: THIS PLEADING (INCLUDING ANY ATTACHMENTS) IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. VERIFICATION OF ACCOUNT PLAINTIFF/CREDITOR: MANGUM REG MED CTR* DEFENDANT(S)/DEBTOR(S): JENNIFER L WILLIS STATE OF OKLAHOMA COUNTY OF GREER THE UNDERSIGNED, BEING FIRST DULY SWORN UPON OATH, STATES: 1. THE UNDERSIGNED IS AN AUTHORIZED REPRESENTATIVE OF THE PLAINTIFF IN THE POSITION OF [handwritten] 2. THE UNDERSIGNED IS FAMILIAR WITH THE ACCOUNT RECORDS OF PLAINTIFF. TO THE BEST OF THE UNDERSIGNED'S KNOWLEDGE AND BELIEF THERE IS PRESENTLY DUE AND OWING AND UNPAID TO PLAINTIFF FROM THE DEFENDANT(S) THE SUM OF $3666.24 AFTER CREDIT HAS BEEN GIVEN FOR ALL PAYMENTS AND OFFSETS TO WHICH THE DEFENDANT(S) IS/ARE ENTITLED. (IF APPLICABLE) THEMENTIONED DEFENDANT(S) HAS NOT REQUESTED A FAP/FAP WAS REQUESTED AND DENIED AFTER REVIEW. CLIENT FURTHER CONFIRMS COMPLIANCE WITH ALL 501(r) REQUIREMENTS SUBSCRIBED AND SWORN TO BEFORE ME THIS 28th DAY OF August, 2025. NOTARY PUBLIC MY TERM EXPIRES: **PLEASE VERIFY THE ABOVE BALANCE(S), SIGN, NOTARIZE AND RETURN WITH THE ITEMIZED STATEMENT(S) FOR THE CHARGE(S) INCLUDED IN THE TOTAL. ACCT # 10036550 11430043 EXHIBIT "A" 09/29/25 MANGUM REGIONAL MEDICAL CENTER 15:22 Monday PATIENT ACCOUNT DETAIL 10036550 WILLIS JENNIFER L PAGE 1 H5ARDET PATIENT------------------------------------------------------ NUM NAME:- ID036550 WILLIS JENNIFER L SEX------: F BIRTH----: 10/21/1975 DOCTOR--: 90C072 BRAND JEFF MARTIAL--: M SOC.SEC.-: BILLING INFORMATION------------- CREDIT---- HOSP DRG..: 392 BILL------- FINAL DRG.: CYCLE-----: 1 STAY TYPE--: 3 E/R SERVICE---: ER INSURANCE--: P PRIVATE PAY GUARANTOR----------------------------------------------- NAME----: WILLIS JENNIFER L ADDRESS--: 112 EAST GRANT ADMISSION------------------------ DATE------: 08/02/22 CODE------: E DISCHARGE------------------------- DATE------: 08/02/22 DAY STAY CODE------: H 01/HOME MANGUM 73554 PHONE----: 5864719722 <table> <tr> <th>A/R</th> <th>SERV</th> <th>TYPE</th> <th>CHG/REC</th> <th>Date</th> <th>TRAN CODE</th> <th>NUMBER</th> <th>QTY</th> <th>DESCRIPTION</th> <th>CHARGE</th> <th>CREDIT</th> <th>MED NECESSARY</th> <th>CPT</th> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>56</td> <td>3033690</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>149.00</td> <td></td> <td>83690</td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>56</td> <td>3030053</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>219.00</td> <td></td> <td>80053</td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>55</td> <td>3030003</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>.00</td> <td></td> <td>85025</td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>57</td> <td>3035027</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>109.00</td> <td></td> <td>85027</td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>56</td> <td>3084485</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>232.00</td> <td></td> <td>84484</td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>CP</td> <td>4703003</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>27.25</td> <td></td> <td>93035</td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>77</td> <td>403006</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>387.00</td> <td></td> <td>740197C</td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>77</td> <td>4030001</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>396.07</td> <td></td> <td>710451C</td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>Q2</td> <td>3000060</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>80.00</td> <td></td> <td>87426</td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>55</td> <td>3000004</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>.00</td> <td></td> <td>825700W</td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>58</td> <td>3081000</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>48.00</td> <td></td> <td>81003</td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>55</td> <td>3080100</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>214.00</td> <td></td> <td>803050W</td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>41</td> <td>5500208</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>3.00</td> <td></td> <td></td> <td></td> </tr> <tr> <td>08/02/22</td> <td>CHG</td> <td>55</td> <td>3050102</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>26.00</td> <td></td> <td>36415</td> <td></td> </tr> <tr> <td>08/03/22</td> <td>08/02/22 CHG SL</td> <td></td> <td>2099283</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>783.92</td> <td></td> <td>99283</td> <td></td> </tr> <tr> <td>08/03/22</td> <td>08/02/22 CHG</td> <td>36</td> <td>1890126</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td>992.00</td> <td></td> <td>99283</td> <td></td> </tr> <tr> <td>12/04/23</td> <td>CHG</td> <td>RC</td> <td>99001</td> <td></td> <td></td> <td></td> <td></td> <td></td> <td></td> <td></td> <td></td> <td></td> </tr> </table> BAD DEBT BALANCE.........3,666.24 AR BALANCE............................0.00 CHARGE SUMMARY <table> <tr> <th>SUMMARY CODE</th> <th>DESCRIPTION</th> <th>AMOUNT</th> <th>DAYS NCESSARY</th> <th>UNITS</th> </tr> <tr> <td></td> <td>[REDACTED]</td> <td>992.00</td> <td>1.00</td> <td>1.00</td> </tr> <tr> <td>41</td> <td>[REDACTED]</td> <td>3.00</td> <td>1.00</td> <td>1.00</td> </tr> <tr> <td>55</td> <td>[REDACTED]</td> <td>240.00</td> <td>4.00</td> <td>4.00</td> </tr> <tr> <td>56</td> <td>[REDACTED]</td> <td>600.00</td> <td>3.00</td> <td></td> </tr> <tr> <td>57</td> <td>[REDACTED]</td> <td>109.60</td> <td>1.00</td> <td></td> </tr> <tr> <td>58</td> <td>[REDACTED]</td> <td>48.00</td> <td>1.00</td> <td></td> </tr> <tr> <td>77</td> <td>[REDACTED]</td> <td>783.07</td> <td>2.00</td> <td></td> </tr> <tr> <td>CP</td> <td>[REDACTED]</td> <td>27.25</td> <td>1.00</td> <td></td> </tr> <tr> <td>Q2</td> <td>[REDACTED]</td> <td>80.00</td> <td>1.00</td> <td></td> </tr> <tr> <td>SL</td> <td>[REDACTED]</td> <td>783.92</td> <td>1.00</td> <td></td> </tr> <tr> <td>WC</td> <td>[REDACTED]</td> <td></td> <td>1.00</td> <td></td> </tr> </table> TOTAL CHARGES.........$3,666.24 TOTAL ADJUSTMENTS.....-$3,666.24 LESS PAYMENTS...........0.00 AR BALANCE................0.00 BAD DEBT BALANCE.......$3,666.24 AFFIDAVIT OF COMPLIANCE WITH THE TRANSPARENCY IN HEALTH CARE PRICES ACT STATE OF OKLAHOMA ) COUNTY OF _________________ ) SS. The undersigned, Kelley Martinez (name), as Hospital Administrator title) of Margum Regional Medical Center (provider), having been duly sworn, under oath, alleges and states as follows: 1. I have personal knowledge of the specific items of compliance herein identified. 2. Margum Regional Medical Center (provider) has fully complied with the Oklahoma Transparency in Health Care Prices Act by making available to the public, in a single document, electronically or by posting conspicuously on its website, the health care prices for at least: a. The twenty most used diagnosis-related group codes or other codes for inpatient health care services per specialty service line used by the provider for billing; and b. The twenty most used outpatient CPT codes or health care services procedure codes per specialty service line used for billing. c. The document includes, along with the health care prices provided, a plain English description of the services for which the health care prices are provided. d. The document is updated as frequently as appropriate but not less than annually. [Signature] Signature of Affiant Subscribed and sworn to before me, the undersigned Notary Public in and for the state and county above, on this 17th day of July 2025. Commission No.: 21008289 Notary Public My Commission Expires: June 22, 2029