CJ-2025-00003 - Cape Electrical Supply, LLC v. John M. Kiley

What's This Case About?

Imagine getting hit with a bill for nearly $130,000… and the first thing the creditor does is try to take your house. Not a warning. Not a negotiation. Just straight to “We’re selling your home at auction, see ya.” Welcome to the wild world of civil court, where Cape Electrical Supply, LLC isn’t here to play nice—they’re here to foreclose. And their target? A quiet lot in Beaver, Oklahoma, owned by John M. Kiley, a man who apparently owes more money than some people owe on their mortgages—except this isn’t a mortgage. It’s a debt from Missouri. And now Oklahoma real estate is on the chopping block.

So who is John M. Kiley? And why does an electrical supply company from St. Louis care so much about a plot of land in rural Beaver County? Let’s unpack this legal rodeo. John Kiley, along with his wife Carol L. Kiley, appears to have once run a business called Triple J Communications, LLC—likely a telecom or cable outfit, given the name. At some point, they bought electrical supplies. From Cape Electrical Supply, LLC. And they didn’t pay. Not just a late fee or a bounced check—no, we’re talking about a full-blown, six-figure tab: $129,886.32, to be exact. That’s not “forgot to Venmo” money. That’s “bought a fleet of trucks” money. Or, in this case, apparently bought a lot of wiring, conduit, and circuit breakers and then decided the invoice was more of a suggestion.

The drama began in Missouri, where Cape Electrical Supply sued both John Kiley and his company in St. Louis County Circuit Court. On November 15, 2023, the court ruled: yep, you owe it. Pay up. But here’s the kicker—John Kiley didn’t pay. So Cape Electrical Supply did what aggressive creditors do: they went hunting for assets. And they found one—real property in Beaver, Oklahoma. Not a mansion. Not even a house, technically. Just Lot Seven in Block One Hundred Thirty-Nine of the Original Town of Beaver. Sounds like a place where tumbleweeds go to retire. But in America, even the tiniest lot can be collateral.

So, in April 2024, Cape Electrical Supply filed their foreign judgment in Beaver County, Oklahoma, making it official: Missouri’s court decision now counts here too. That’s how judgments work across state lines—thanks, Full Faith and Credit Clause! Then, on June 20, 2024, they dropped the mic: a Statement of Judgment recorded in the county land records, which automatically slapped a lien on any real estate John Kiley owns in the county. Boom. His property is now legally encumbered. Like a financial curse. And since the lien was filed before anyone else could stake a claim, Cape Electrical Supply is saying, “We’re first in line. Everyone else, sit down.”

Now, it’s not just John and Carol Kiley in the crosshairs. There’s also Mario and Mayra Loredo, who apparently think they might have an ownership interest in the lot thanks to some Joint Tenancy Warranty Deed filed in May 2024—after the lien was recorded. Sorry, Loredos, but in the world of property liens, timing is everything. Cape Electrical Supply is arguing their claim trumps yours. It’s like showing up to a concert after the doors are locked—doesn’t matter how much you want in, the headliners already own the stage.

And then there are the government defendants: Shelly Thomas, the Beaver County Treasurer, and the Board of County Commissioners. Why are they named? Because counties always get dragged into these cases when property is at risk. They might be owed back taxes. Or they might have some regulatory claim. But Cape Electrical Supply is basically saying, “Hey, if you’ve got a beef, show up and fight for it—otherwise, we’re first in line.” It’s a legal CYA move—cover your assets by naming everyone who might care.

So here we are, June 17, 2024—the day Cape Electrical Supply filed this petition to foreclose on the judgment lien. Which means they’re not just saying, “He owes us.” They’re saying, “We want to sell the property to get our money.” If the court agrees, the lot could be auctioned off, the proceeds used to pay off the debt, and anything left over (which, let’s be real, probably won’t be much) goes to the court to figure out who gets what. It’s the civil law equivalent of repossessing a car—except instead of a sedan, it’s a piece of paper tied to a patch of Oklahoma dirt.

And let’s talk about that number: $129,886.32. Is that a lot for a single lot in Beaver? Depends. Beaver County isn’t exactly Beverly Hills. Median home values are in the $100K range. A lot without a house? Probably worth way less. So if Cape Electrical Supply thinks they’re getting their full debt repaid from the sale of this property, they might be in for a rude awakening. This isn’t a fire sale on a luxury estate—it’s more like trying to sell a single shoe to cover a car loan. The math doesn’t work. But that’s not the point. The point is leverage. This lawsuit isn’t just about collecting money—it’s about forcing John Kiley to the table. Or forcing a sale. Or scaring someone—anyone—into paying up before the auction gavel drops.

Now, what’s our take? The most absurd part of this whole saga? That a Missouri electrical supply company is trying to seize Oklahoma real estate over a debt tied to a business that may or may not even exist anymore. There’s no mention of fraud. No allegations of hiding assets or shady transfers. Just a cold, hard judgment and a creditor playing by the rules—all the rules. And those rules say: if you owe money and you own property, that property is fair game. It doesn’t matter if the debt was for copper wire or cat food. It doesn’t matter if the property is worth less than the debt. The system allows this. And it’s wild.

Are we rooting for the Kileys? Honestly, not really—unless they’ve got a sob story we haven’t heard. But we’re also not cheering for the corporate creditor that’s treating a small-town lot like a piggy bank. The real villain here might just be the legal system itself—where a six-figure judgment in one state can torpedo a piece of family land in another, all because someone didn’t pay their bill. It’s not dramatic. There’s no blood. No missing persons. But in its own quiet, bureaucratic way, it’s kind of terrifying.

So next time you skip an invoice, remember: somewhere, a lawyer is watching. And they might already have your property plat pulled up.

Case Overview

$129,886 Demand Petition

Jurisdiction

District Court of Beaver County, Oklahoma

Filing Attorney

Jim D. Dowell

Jim D. Dowell, P.C.

Relief Sought

$129,886 Monetary

Injunctive Relief

Declaratory Relief

Plaintiffs

Cape Electrical Supply, LLC business
Rep: Brendon S. Atkinson, OBA #19396

Defendants

John M. Kiley individual
Carol L. Kiley individual
Mario Angel Loredo individual
Mayra Loredo individual
Shelly Thomas, Beaver County Treasurer government
BOARD OF COUNTY COMMISSIONERS, Beaver County, Oklahoma government

Claims

#	Cause of Action	Description
1	Foreclosure of judgment lien	Plaintiff seeks to foreclose a judgment lien on real property held by Defendant John M. Kiley

Petition Text

1,247 words

IN THE DISTRICT COURT OF BEAVER COUNTY STATE OF OKLAHOMA CAPE ELECTRICAL SUPPLY, LLC, Plaintiff, vs. JOHN M. KILEY; CAROL L. KILEY; MARIO ANGEL LOREDO; MAYRA LOREDO; SHELLY THOMAS, County Treasurer Beaver County, Oklahoma; and BOARD OF COUNTY COMMISSIONERS, Beaver County, Oklahoma; Defendants. Case No. CJ-2025-3 PETITION TO FORECLOSE STATEMENT OF JUDGMENT COMES NOW, Cape Electrical Supply, LLC, and for said party’s action against the above-named Defendants alleges and states as follows: JURISDICTION AND VENUE 1. That the Real Property (as hereinafter defined) is situated in Beaver, State of Oklahoma. 2. That jurisdiction and venue are proper in the District Court of Beaver County, Oklahoma. FACTS 3. That on or about November 15, 2023, Plaintiff obtained a judgment in the amount of $129,886.32, against Defendant John M. Kiley, in Case No. 23SL·CC02578 in the Circuit Court of St. Louis County, State of Missouri. 4. That an Affidavit of Foreign Judgment and a Notice of Filing Foreign Judgment were filed in the Court Clerk of Beaver County, Oklahoma in Case No. CJ•2024-6 on the 4th day of April, 2024, domesticating said judgment in Beaver County, State of Oklahoma. 5. That following the domestication of judgment as described, on or about June 20, 2024, Plaintiff filed its Statement of Judgment, effecting a judgment lien on all real property held by John M. Kiley in Beaver County, State of Oklahoma, including but not limited to the following described real estate, to wit: Lot Seven (7) in Block One Hundred Thirty-Nine (139) of the Original Town of Beaver, State of Oklahoma, according to the recorded plat thereof;; (the “Real Property”). 6. That the Statement of Judgment was duly executed and acknowledged according to law and was recorded on June 20, 2024, in the land records of Beaver, Oklahoma, at Book 1457, Page 149. A copy of said Statement of Judgment is attached hereto as Exhibit A. 7. That Cape Electrical Supply, LLC, is entitled to enforce the Statement of Judgment prior to and is entitled to enforce the Statement of Judgment at and after the filing of this Petition and that Cape Electrical Supply, LLC, has complied with all requirements to enforce its judgment lien and is duly empowered to bring this action. That Mario Angel Loredo and Mayra Laredo may be claiming some interest in and to the Real Property as a result of the Joint Tenancy Warranty Deed filed at Book 1461, Page 714 of the records of the County Clerk of Beaver County, State of Oklahoma. Said interest, if any, is subject and inferior to Plaintiff’s Statement of Judgment. 8. Shelly Thomas, Beaver County Treasurer, and Board of County Commissioners of Beaver County, Oklahoma, may be claiming some interest in in the Real Property due to unpaid real or personal property taxes, or otherwise, and as such should be joined as defendants to this proceeding. Said interest, if any, is subject and inferior to Plaintiff’s Mortgage. 9. Subject to the foregoing, Plaintiff believes that the interests of all Defendants are subject, junior, and inferior to Plaintiff’s Statement of Judgment, and that all persons, firms and organizations having any claims against any the Real Property, hold same subject and inferior to Plaintiff’s Statement of Judgment. 10. That after allowing all just credits there is due to Cape Electrical Supply, LLC, on its judgment, as of November 15, 2023, the sum of $129,886.32, for which amount the Statement of Judgment is a lien upon the Real Property. 11. That unless expressly stated otherwise herein, any right, title, or interest claimed by the Defendants are subordinate and inferior to the judgment lien claimed by Cape Electrical Supply, LLC. 12. That the Defendants should be summoned in this case and required to set up in this suit any right, title, or interest claimed in and to the Real Estate or be forever barred from claiming any right in and to the Real Estate. WHEREFORE, premises considered, Cape Electrical Supply, LLC prays for relief against the Defendants as follows: a) That the Defendants be summoned in this action and required to set up in this action any right, title, or interest claimed in and to the Real Property or be forever barred from claiming any right in and to the Real Property; b) That Cape Electrical Supply, LLC be granted judgment in rem against all Defendants with the Statement of Judgment to be foreclosed and that the same be declared a valid lien upon the Real Property, for and in the amounts above set forth, and ordering the Real Property sold, for cash to satisfy said judgment, and that the proceeds arising therefrom be applied to the payment of the costs herein, and the payments and satisfaction of the judgment and lien of Cape Electrical Supply, LLC, and that the surplus, if any, be paid into Court to abide the further order of the Court; and, c) That all right, title, and interest of all Defendants, if any, in and to the Real Property be adjudged subject, junior, and inferior to the Statement of Judgment and lien of Cape Electrical Supply, LLC, and that upon confirmation of such sale, all right, title, and interest of all Defendants, and all persons claiming by, through or under them since the commencement of this action, be forever barred, foreclosed, and enjoined from asserting or claiming any right, title, interest, estate, or equity of redemption in or to the Real Property, or any part thereof; and any such other and further relief as may be just and equitable. Respectfully submitted, Brendon S. Atkinson, OBA #19396 THE ATKINSON LAW FIRM, PLLC P. O. Box 328 Enid, OK 73702 Tel: (580) 616-3601 Fax: (580) 325-6002 Email: [email protected] AND Jim D. Dowell, OBA #19447 Jim D. Dowell, P.C. 2315 Downs Avenue Suite 220 Woodward, Oklahoma 73801 Tel: 580-254-0081 Fax: 580-254-0037 Email: [email protected] IN THE DISTRICT COURT OF BEAVER COUNTY STATE OF OKLAHOMA CAPE ELECTRICAL SUPPLY, LLC, ) Plaintiff, ) v. ) TRIPLE J COMMUNICATIONS, LLC and JOHN KILEY, ) Defendants. Case No.CJ-2024-6 STATEMENT OF JUDGMENT State of Oklahoma ) ) SS County of Woodward ) Jim Dowell, of lawful age, first being duly sworn, deposes and says: 1. That on the 15th day of November, 2023, a money judgment was rendered in an action styled Cape Electrical Supply, LLC v. Triple J Communications, LLC and John Kiley, Case No. 23SL-CC02578 in the Circuit Court of St. Louis County, State of Missouri as follows: <table> <tr> <th>Against Judgment Debtor</th> <th>In Favor of Judgment Creditor</th> <th>Amount</th> </tr> <tr> <td>John Kiley</td> <td>Cape Electrical Supply, LLC</td> <td>$129,886.32 plus interest, future costs, and future expenses</td> </tr> <tr> <td>Triple J Communications, LLC</td> <td>Cape Electrical Supply, LLC</td> <td>$129,886.32 plus interest, future costs, and future expenses</td> </tr> </table> 2. That an Affidavit of Foreign Judgment and a Notice of Filing Foreign Judgment were filed in the Court Clerk of Beaver County, Oklahoma in Case No. CJ-2024-6 on the 4th day of April, 2024. 3. That the County Clerk shall enter on the judgment index a statement based on this information, in compliance with Okla. Stat. tit. 12, § 706. 4. That the last known names and address of the judgment creditor is: John Kiley Triple J Communications 922 W. First St. Beaver, OK 73932 Further, your affiant sayeth not. Name Jim D. Dowell Title Attorney for Cape Electrical Supply Organization Jim D. Dowell, P.C. Address 2315 Downs Avenue, Suite 220 Woodward, OK 73801 Signed and sworn to before me on the 17th day of June, 2024, by Jim D. Dowell KHRISTINA D. BENSON Notary Public - State of Oklahoma Commission Number 10004862 My Commission Expires Jun 15, 2026 My commission expires: 6-15-26 My commission number: 10004862