Amur Equipment Finance, Inc. v. James Edward Reed Jr.

IN THE DISTRICT COURT IN AND FOR OKLAHOMA COUNTY, OKLAHOMA CASE NO. DIVISION: AMUR EQUIPMENT FINANCE, INC., Plaintiff, Vs. JAMES EDWARD REED JR AKA JAMES E REED Defendant(s) PETITION FOR BREACH OF CONTRACT Plaintiff, AMUR EQUIPMENT FINANCE, INC. (hereinafter “Plaintiff”), sues Defendant(s), JAMES EDWARD REED JR AKA JAMES E REED (hereinafter “Defendant(s)”), and alleges: 1. Amur Equipment Finance, Inc. is a Nebraska corporation with its principal place of business in Grand Island, Nebraska. 2. Defendant, JAMES EDWARD REED JR AKA JAMES E REED is an individual, who, upon information and belief, resides at 831 NW 114TH OKLAHOMA CITY, OK 73114. 3. Jurisdiction and venue are proper in the DISTRICT COURT. 4. Defendant(s) entered into a commercial Equipment Finance Agreement (hereinafter “Contract”) to finance the purchase of commercial equipment. See Exhibit A attached. 5. Defendant(s) JAMES EDWARD REED JR AKA JAMES E REED executed a guaranty of the Contract, attached hereto as a part of Exhibit A, and is/are liable for any outstanding amounts due on the Contract. 6. Plaintiff relies upon the choice of law provision contained in the subject agreement attached hereto as the substantive governing law. 7. Defendant(s) breached the terms of the Contract by failing to tender payment when due. 8. Plaintiff accelerated the full balance due and owing on the Contract as a result of the breach. 9. Plaintiff has complied with all conditions precedent to filing this action, or same have been waived by Defendant. 10. Defendant(s) owes Plaintiff the remaining balance of $20,326.77 on the Contract. See Exhibit B attached. Wherefore, Plaintiff demands judgment in the amount of $20,326.77 against Defendant(s), plus post-judgment interest, and court costs to the extent permitted by applicable law. ZWICKER & ASSOCIATES, P.C. [signature] CAMILLE EDMISON, ESQ. OKLAHOMA BAR #35350 ZWICKER & ASSOCIATES, P.C. A Law Firm Engaged in Debt Collection 400 WEST CAPITOL AVE SUITE 1700 LITTLE ROCK, AR 72201 (800)397-6589 [email protected] Attorney for Plaintiff EXHIBIT A EQUIPMENT FINANCE AGREEMENT Customer (also you or your) James E Reed Address 831 NW 114th, Oklahoma City, OK 73114 Amur Equipment Finance, Inc. (Secured Party, also we, us or our) agrees to provide to you the Financed Amount subject to the terms and conditions of this Equipment Finance Agreement (EFA). 1. Key Definitions <table> <tr> <th>Financed Amount</th> <th>Term</th> <th>Required Initial Payment</th> <th>Periodic Payment</th> <th>Payment Frequency</th> <th>Balloon Payment</th> <th>Security Deposit</th> </tr> <tr> <td>$38,150.00</td> <td>49 Months</td> <td>$7,630.00</td> <td>1 @ $7,630.00<br>48 @ $1,011.96</td> <td>Monthly</td> <td>N/A</td> <td>N/A</td> </tr> </table> Contact Documents mean this EFA (also referred to as Contract) together with all amendments, agreements and documents (excluding any Guaranty) identified by the above Contract Number. Obligations means all your payment and performance obligations under this EFA and all other Contract Documents, which shall begin when we execute and date this EFA. Equipment means the equipment and/or personal property described in Schedule A; Collateral means the Equipment and any additional collateral described therein pledged to us to secure your Obligations. Guaranty means any written guaranty of your Obligations hereunder; Guarantor refers to any person or entity that signs a Guaranty. Funding means any portion of the Financed Amount we pay to a designated vendor or reimburse to you. Payment Due Date means, throughout the entire Term, the same numeric day of each month as we will advise you. 2. Term. The Term shall commence on the first Payment Due Date and the Contract Documents shall remain in full force and effect until you have completely and indefeasibly discharged all Obligations 3. Unconditional and Non-Cancelable Obligations. YOUR PAYMENT AND ALL OTHER OBLIGATIONS UNDER THIS EFA AND ALL OTHER CONTRACT DOCUMENTS ARE ABSOLUTE, UNCONDITIONAL, AND IRREVOCABLE AND NOT SUBJECT TO ABATEMENT, REDUCTION, SET-OFF, CLAIM, OR DEFENSE FOR ANY REASON WHATSOEVER, WHETHER ARISING OUT OF ANY PAST, PRESENT OR FUTURE CLAIM AGAINST US, A VENDOR, THE COLLATERAL, ANY THIRD PARTY, A CASUALTY OR EVENT BEYOND YOUR CONTROL. YOU CANNOT CANCEL OR TERMINATE THIS EFA OR ANY OTHER CONTRACT DOCUMENT FOR ANY REASON. 4. Payment Obligations. You promise to pay to us all the following amounts (each, a Payment): (a) the Required Initial Payment, any Security Deposit and the Transaction Fees, all as disclosed in the Document Package Checklist, prior to us advancing any Funding; (b) throughout the Term at the Payment Frequency, each Periodic Payment on the applicable Payment Due Date; (c) at the end of the Term, the Balloon Payment, if any; (d) a Per Diem interest on the Financed Amount, calculated as 1/30th of the Periodic Payment for each day between the last Funding and the first Payment Due Date; and (e) any other amounts due under this EFA or any other Contract Document. You hereby authorize us to increase any applicable Payment by up to 15% or decrease them without limit to reflect a corresponding change in the Financed Amount. If we choose not to execute this EFA for any reason, we will return the Required Initial Payment, any Security Deposit and any title fees not yet incurred by us but keep the other fees as liquidated damages. We shall apply all Payments in our sole discretion to satisfy your Obligations and disregard any restrictive endorsement. For each Payment (or portion thereof) we do not receive within ten (10) days of its due date, you agree to pay us a late charge equal to the greater of (i) 10% of such late payment and (ii) $25.00; but in no event greater than the highest amount allowed by law. For each check returned or ACH debit charge not honored for any reason, you agree to pay us a fee of $25.00. 5. Execution and Chattel Paper. This EFA may be executed in counterparts manually or by electronic means and, when transmitted to us through any means (including electronic), shall be binding on you for all purposes as if manually signed. The copy of this EFA containing your original or electronic signature and (i) manually signed by us, marked "Original" and in our or any Assignee's possession or (ii) electronically signed by us and stored as an electronic record under our control, shall constitute the original authoritative version of such document for all purposes and the sole "chattel paper" as defined in the Uniform Commercial Code. All the terms and conditions above, on the following page and on any attached Schedule and/or Exhibit are agreed to by the undersigned Customer. THIS CONTRACT CONTAINS AN ARBITRATION PROVISION WHICH MAY BE ENFORCED BY THE PARTIES. <table> <tr> <th>CUSTOMER</th> <th>James E Reed</th> <th>AMUR EQUIPMENT FINANCE, INC.</th> <th></th> </tr> <tr> <td>DocuSigned by:</td> <td></td> <td>DocuSigned by:</td> <td></td> </tr> <tr> <td>Signature</td> <td></td> <td>Signature</td> <td>Jenny Wilson</td> </tr> <tr> <td>Name</td> <td>James Edward Reed Jr</td> <td>Name</td> <td>Jenny Wilson</td> </tr> <tr> <td>Title</td> <td>Owner</td> <td>Title</td> <td>VP, Docs/Funding</td> </tr> <tr> <td>Date</td> <td>2/23/2021</td> <td>Date</td> <td>3/1/2021</td> </tr> </table> AUTHORIZATION FOR DIRECT DEBIT TRANSACTIONS (ACH) This document represents a Contract Document to the EFA with the above-referenced Contract Number. Any defined term not otherwise described herein shall have the same meaning ascribed to it therein. To facilitate your Payments to us, you hereby give permission to us and our successors and assigns to automatically make debit entries (charges) to your account specified below (the Business Bank Account) and to your bank to accept and post such debit entries. You cannot unilaterally rescind or withdraw this permission without our consent. Please Attach a Voided Check or Bank Letter related to your Business Bank Account. <table> <tr> <th>Bank Name</th> <th>Routing (ABA) Number</th> <th>Account Holder's Name</th> <th>Account Number</th> </tr> <tr> <td>Chase</td> <td></td> <td>James E Reed</td> <td></td> </tr> </table> You also acknowledge and agree that we may impose a fee as set forth in the EFA in the event your bank cannot pay a debit entry we request and that the Business Bank Account is directly connected with the business benefiting from the Equipment. Upon notice, we will correct any charge, which may involve either a credit or debit to your Business Bank Account. This document may be signed manually or by electronic means and, when transmitted to us through any means (including electronic), shall be binding on you for all purposes as if manually signed. <table> <tr> <th>DocuSigned by:</th> <th></th> </tr> <tr> <td>Signature</td> <td></td> </tr> <tr> <td>Name</td> <td>James Edward Reed Jr</td> </tr> <tr> <td>Date</td> <td>2/23/2021</td> </tr> </table> PERSONAL GUARANTY The undersigned (each, a Guarantor) personally, absolutely, unconditionally, jointly and severally (if more than one guarantor), guaranty all payment and performance obligations of Customer under the EFA with the above-referenced Contract Number to us and our successors and assigns. Unless expressly defined herein, all defined terms shall have the same meaning ascribed to them in the EFA. We may proceed directly against any Guarantor without first proceeding against the Customer or Collateral. Guarantor shall subordinate any rights of subrogation against Customer to all obligations of Customer and/or any third party to us, as well as pay all Enforcement Costs. Sections 15 as well as 17 through 23 of the EFA are incorporated herein and all references thereunder (except those in Section 23) to (i) Customer, you or your shall refer to each Guarantor, (ii) party shall include each Guarantor and (iii) EFA shall refer to this Personal Guaranty. This document may be signed manually or by electronic means and, when transmitted to us through any means (including electronic), shall be binding on you for all purposes as if manually signed. THIS PERSONAL GUARANTY CONTAINS AN ARBITRATION PROVISION WHICH MAY BE ENFORCED BY THE PARTIES. <table> <tr> <th>DocuSigned by:</th> <th></th> </tr> <tr> <td>Signature</td> <td></td> </tr> <tr> <td>Name</td> <td>James Edward Reed Jr</td> </tr> <tr> <td>Date</td> <td>2/23/2021</td> </tr> </table> 6. Disclaimer of Warranties. You hereby acknowledge and agree that: (a) you selected the Equipment, accept it AS IS and WE MAKE NO EXPRESS OR IMPLIED WARRANTIES WHATSOEVER AS TO ITS MERCHANTABILITY AND/OR FITNESS FOR A PARTICULAR PURPOSE; (b) you selected any software included with the Collateral (the Software) and assume all liability related to any unauthorized access or use of the Software and any data collected, stored or used by it (the Data) and we do not own, license or maintain any Software or Data. YOU WAIVE AGAINST US, AND WE SHALL NOT BE LIABLE FOR ANY, CLAIM FOR LOSS, INJURY OR DAMAGE CAUSED BY ANY COLLATERAL AND/OR CONTRACT DOCUMENT, INCLUDING BUT NOT LIMITED TO, ALL SPECIAL, CONSEQUENTIAL, INCIDENTAL, PUNITIVE OR EXEMPLARY DAMAGES. 7. Security Interest. To secure your performance of the Obligations, you hereby grant us a first priority security interest in the Collateral (the Security Interest), which is and must remain free and clear of any other lien or encumbrance of any kind. Failure to perfect our Security Interest shall not affect or impair your Obligations or those of any Guarantor. You have (or will have upon acquisition of the Equipment) and will maintain good and marketable title to the Collateral until all your Obligations have been satisfied. You shall give us immediate notice of any unpermitted liens, claims or encumbrances and cause them to be immediately removed at your expense. You shall not sell, transfer, lease, assign, relinquish possession or dispose of the Collateral. You shall title and/or register any eligible Collateral as directed by us. 8. Security Deposit. We may commingle any Security Deposit with our assets and apply it to any Obligation at our sole discretion, after which you agree to replenish it. Any unused portion will be remitted to you, without interest, upon full performance of the Obligations. 9. Collateral Use. You shall use the Collateral for business purposes only at the location(s) specified on Schedule A or as otherwise disclosed to us; any mobile Collateral needs to remain within the U.S. and return to such location(s) on a regular basis. You are responsible for properly installing, operating, maintaining, repairing and registering the Collateral and for keeping it in its as-delivered condition, except for ordinary wear and tear. You shall not alter the Collateral nor make it part of real property. Any addition or improvement thereto shall be deemed a permanent accession subject to all our rights. If requested, you shall prominently label the Collateral as subject to our Security Interest. We may inspect the Collateral at any reasonable time. 10. Insurance and Risk of Loss. You agree to keep the Collateral insured against loss and liability under terms and with insurers acceptable to us (the Required Coverage) and agree to have us named as lender's loss payee and additional insured. Upon demand, you shall provide us with valid evidence of the Required Coverage. If you fail to maintain the Required Coverage (and without waiving any resulting Default), we have the right to purchase at your expense insurance to protect our interests, in which case you acknowledge and agree that we are not a reseller of insurance and the amount we bill you may be higher than what your insurance provider could have charged you and include a profit for us as well billing and processing fees. You shall bear the entire risk of loss, theft, damage, destruction or requisition (each, a Casualty) of the Collateral from any cause whatsoever. You shall promptly notify us in writing of any Casualty and follow our directive by either (i) placing the affected Collateral in its pre-Casualty condition at your sole cost and expense or (ii) paying all remaining Obligations, less any Casualty proceeds we receive. 11. Taxes. You are required to report and pay when due all personal property taxes on the Collateral. You are required to pay when due all other taxes, fees, assessments, interest, penalties and other governmental charges arising hereunder, including, without limitation, all other personal property, excise, use, sales and gross receipts taxes (excluding our income taxes), plus user fees, tolls and fines (collectively, the Taxes), even if we may, in our sole discretion, elect to pay any Taxes directly to the appropriate taxing authority on your behalf. In which case you agree to promptly reimburse us that cost. 12. Default. Any of the following shall constitute a Default under this EFA: (a) we do not receive any one Payment as and when required; (b) you fail to comply with this EFA, any other Contract Document and/or any other obligation to us; (c) any statement or representation made by you or any Guarantor is untrue or misleading; (d) Customer or any Guarantor takes any action (each, a Dissolution Event) to cease, suspend or wind up its business, terminate its existence, transfer any portion of its ownership to, merge into, convey and/or otherwise dispose of substantially all of its assets to, anyone; or if an individual he or she dies or is adjudicated incompetent; (e) Customer or any Guarantor becomes insolvent, takes any action under (or is involuntarily placed in) any bankruptcy, reorganization, insolvency, receivership and/or other similar proceedings for the relief of debtors or benefit of creditors and/or makes an assignment for the benefit of creditors or admits its inability to pay its debts (each, an Insolvency Event); and (f) Customer or any Guarantor shall be in default under any other financial obligation or real property lease. 13. Remedies. Upon the occurrence of a Default, we can elect to declare you in default of this EFA and any other Contract Document and exercise cumulatively any or all of the following remedies without notice to you or any Guarantor: (a) require you to pay us the sum of the following amounts (collectively, the Accelerated Amount): (i) all accrued and unpaid Periodic Payments; (ii) the present value of all remaining Periodic Payments and any Balloon Payment, accelerated and discounted at an annual percentage rate equal to 2.50% plus the Treasury Constant Maturities rate (as set forth in the Federal Reserve Board H.15 Selected Interest Rates release) with the term closest to, but not longer than, the remaining Term of this EFA as of the date of Default; (iii) all other Payments due hereunder; (iv) all of our Enforcement Costs (defined below); and (v) as daily default interest, the lower of (1) an 18.00% annual percentage rate equivalent and (2) the highest amount allowed by law, applied to all sums from the date of Default until paid to us; (b) require you to immediately turnover the Collateral as directed by us, at your sole expense while preserving it in a marketable condition; (c) enter any premises where the Collateral is located to inspect, render unusable or take immediate possession of it, with or without demand, notice, court order or other process of law and without liability to us, in which case you irrevocably waive to the fullest extent permitted by law any bond, surety or security required as an incident of such action; (d) sell, lease or otherwise dispose of the Collateral at a public or private sale, with minimum ten (10) days' notice; and (e) pursue one or more remedy available under any Contract Document, any Guaranty, any other applicable law and/or in equity. As material inducement for us to enter into this EFA, you expressly agree that the Accelerated Amount represents a reasonable estimate of the anticipated harm we will suffer from a Default, such harm being difficult to ascertain accurately due to the variability of our operating, financing and other costs, and compensates us for the loss of our bargain, including all costs, expenses and fees arising from such Default. 14. Enforcement Costs. Whether or not you or any Guarantor are in default and/or bankruptcy, you shall be obligated to pay us all Enforcement Costs, which represent all attorney fees, other legal fees, costs and expenses we incur in the exercise or preservation of our rights or remedies and/or our efforts to enforce judgments under this Lease, any Contract Documents or Guaranty, including all expenses related to the turnover, recovery, repossession, preservation, refurbishing, advertising, sale, re-lease or other disposition of any Collateral. 15. Assignment. You may not assign, delegate or transfer any of your rights or responsibilities hereunder, which shall remain binding upon you, your heirs, successors and assigns. We may sell, transfer, assign or otherwise convey to anyone (an Assignee), without notice or consent, any or all of our rights and interests under any Contract Document, Guaranty or in the Collateral (an Assignment), in which case you agree that: (a) such Assignee shall have all the rights we convey, but none of our obligations hereunder; (b) such Assignee's rights shall not be subject to any claim, defense or set-off that you or any Guarantor may have against us; (c) you shall perform all the Obligations hereunder for the Assignee as required under such Assignment; and (d) if requested, you shall (and cause all Guarantors to) acknowledge such Assignment. 16. Indemnification. You agree to indemnify, defend and hold us, any Assignee and our respective agents, employees, directors, officers and shareholders, harmless (on a net after-tax basis) from and against any suits, claims, losses, damages, Taxes or other harms suffered (including but not limited to any Enforcement Costs) relating to this EFA, any other Contract Documents, any Guaranty, Collateral and/or unauthorized access to Software or Data. 17. Choice of Law. THIS EFA AND EACH OTHER CONTRACT DOCUMENT SHALL BE GOVERNED BY THE LAWS OF THE STATE OF NEBRASKA (WITHOUT REGARD TO ITS CONFLICT OF LAWS PRINCIPLES) REGARDLESS OF THE LOCATION OF THE COLLATERAL. YOU AGREE THAT WE HAVE THE OPTION TO CHOOSE THE VENUE, FORUM AND STATE IN WHICH WE COMMENCE ANY LEGAL ACTION OR PROCEEDING ARISING DIRECTLY OR INDIRECTLY AND/OR OTHERWISE RELATED TO THIS EFA, ANY CONTRACT DOCUMENT AND/OR THE COLLATERAL AND YOU HEREBY CONSENT TO THE NON-EXCLUSIVE JURISDICTION OF THE STATE COURTS OF THE STATE OF NEBRASKA, HALL COUNTY OR THE U.S. DISTRICT COURT LOCATED IN THE STATE OF NEBRASKA OR, IN THE EVENT THAT THIS EFA IS ASSIGNED BY US, ANY OTHER COURT SELECTED BY THE ASSIGNEE. HOWEVER, IF YOU COMMENCE ANY LEGAL ACTION OR PROCEEDING AGAINST US, YOU MAY ONLY DO SO IN ONE OF THE Aforesaid Courts Located in the State of Nebraska. 18. Arbitration. Any controversy, claim or breach related to this Contract may be settled by arbitration according to the LAWS OF THE STATE OF NEBRASKA; any judgment upon the award rendered by the arbitrator(s) may be entered in any court of jurisdiction. Arbitration shall be held in the State of Nebraska under the American Arbitration Association commercial arbitration rules. 19. Waiver of Jury Trial. EACH PARTY HEREBY IRREVOCABLY WAIVES THE RIGHT TO TRIAL BY JURY OF ANY CAUSE OF ACTION, CLAIM, COUNTERCLAIM OR CROSS-COMPLAINT IN ANY ACTION OR PROCEEDING TO WHICH IT MAY BE A PARTY REGARDING ANY MATTER WHATSOEVER RELATED TO THIS EFA, ANY OTHER CONTRACT DOCUMENTS, ANY GUARANTY, SOFTWARE, DATA AND/OR COLLATERAL. 20. Other Agreements. The Contract Documents represent the entire agreement between you and us, as well as supersedes all prior agreements and communications concerning this subject matter and may only be amended in writing by mutual consent, except you hereby authorize us to: (a) complete blanks, update contact information and payments (as described above), correct any errors or omissions and amend Schedule A; (b) sign and file on your behalf any document we deem necessary to perfect, protect, dispose of, transfer, sell or enforce our interest in the Collateral; (c) take any action authorized by the Contract Documents; (d) make claims for, execute and endorse all documents and receive all payments for checks or drafts covering loss or damage; (e) take any other action allowed under your insurance policies; and (f) grant any of these powers to our agents. You are and shall remain duly organized, validly existing and in good standing under the laws of the state of your organization as well as duly qualified and licensed to do business wherever necessary. You shall give us at least thirty (30) days' prior written notice before you change your name, mailing address or place of business. You have adequate power and capacity to enter into this EFA and all the other Contract Documents, which have been duly authorized, executed and delivered by, and constitute valid, legal and binding agreements enforceable against you. All information you furnish to us is true, complete, correct and not misleading. You do not require a governmental or other approval to enter into the Contract Documents and your execution thereof does not violate any judgment, regulation or law. You are not party to any legal proceeding and agree to comply with all laws and regulations. Headings are for convenience only. 21. Severability, Waiver, Survival, Future Assurances and Usury Savings Clause. Any provision or remedy in the Contract Documents found to be invalid shall not impair the remaining ones. You agree that a waiver of a Default shall not represent a waiver of any other Default, and that any delay or failure to enforce our rights does not prevent us from enforcing any rights later on. All your Obligations and our rights shall survive the expiration or earlier termination of this EFA, all other Contract Documents and any Guaranty. At your expense, you shall execute and deliver such additional documents and perform such further acts as we may request to effect and preserve our Security Interest and rights under the Contract Documents. You also agree to deliver such information or documents as we may request, including insurance certificates, financial statements, tax returns, equipment records, real property waivers and trade or personal banking information. Any amount we bill or collect in excess than what is allowed by law (including usury laws, if applicable) shall be deemed a mistake and we will, respectively, reduce any such excess amount to the maximum amount permitted by law or apply it against your other Obligations. 22. Notices. Notice can be sent to your address on our records by First Class US mail, with it being effective three (3) business days after having been sent to you, or by personal delivery, telecopier or email, with such notice being deemed effective when delivered or sent, respectively. 23. Credit, Information Disclosure and Marketing Communications. You confirm that you and each Guarantor authorized us, and hereby further authorize us until all Obligations are satisfied, to obtain any credit, financial, trade and/or business information on you and any Guarantor from any bank, financial institution, credit reporting agency, trade reference and/or any other person or entity. You and any Guarantor expressly consent to receiving communications including email, voice and text messages (including prerecorded, automated and/or artificial messages) from us, our agents and/or our Assignees, for any purpose, including but not limited to marketing or collection purposes, at any email address, residential telephone line or wireless telephone number you provide us now or in the future (in which case message and/or data rate may apply). This consent is not a condition of doing business with, or purchasing any goods/services from, us. You and any Guarantor may unsubscribe or opt-out of any further telemarketing calls or marketing text messages at any time. SCHEDULE A – COLLATERAL This Schedule A represents an integral part of the Contract referenced by the Contract Number above. For the purposes of this EFA, Collateral shall refer to the following Equipment, any collateral in which we have or shall have a Security Interest, ownership and/or title under a separate agreement with the Customer, as well as any additional collateral listed below, in all cases whether now owned or hereafter acquired, together with all personal property installed in, affixed to or used in connection therewith and all present or future: (i) additions, accessories, accessions, attachments, parts, supplies, related software, intellectual property, rights, licenses and improvements thereto; (ii) substitutions, renewals, replacements and purchase options thereof; (iii) insurance, warranty, and other third-party claims; (iv) Customer’s rights in connection with a third-party’s use of such equipment under a sublease, rental or similar agreement; (v) proceeds and product in any form (including but not limited to insurance and sale proceeds) of each of the foregoing, whether it be cash, non-cash or in any other form; and (vi) to the extent the equipment identified herein is construed as or deemed inventory, that inventory and all accounts, accounts receivable, cash proceeds and all other proceeds related thereto or derived therefrom. <table> <tr> <th>Description</th> <th>VIN/Serial Number</th> <th>Equipment Location</th> <th>Vendor</th> </tr> <tr> <td>2013 FRHT Cascadia 125</td> <td>3AKJGLDR5DSFB5683</td> <td>831 NW 114th St, Oklahoma City, OK 73114-6902</td> <td>Fyda Freightliner Youngstown, Inc.</td> </tr> </table> CONTRACT ADDENDUM This addendum (the Contract Addendum) is provided to James E Reed (the Customer, also you or your) by Amur Equipment Finance, Inc. and its successors and assigns (also we, us and our) and represents a Contract Document under the EFA, Lease or other financing agreement identified by the Contract Number above (the Contract). Any defined term not otherwise described herein shall have the same meaning ascribed to it in the Contract or the other Contract Documents defined therein. This Contract Addendum shall modify the Contract Documents as shown below and shall be deemed to have been in effect since the day we executed and dated the Contract. All other terms and conditions of the original Contract Documents not inconsistent with this Addendum shall remain in full force and effect. The Customer's Name is changed to James E Reed Jr.. Your failure to comply with the above modification(s) shall represent a Default under the Contract Documents. Execution. This document may be signed manually or by electronic means and, when transmitted to us through any means (including electronic), shall be binding for all purposes as if manually signed. <table> <tr> <th colspan="2">AMUR EQUIPMENT FINANCE, INC.</th> </tr> <tr> <th>Signature</th> <td>Jenny Wilson</td> </tr> <tr> <th>Name</th> <td>Jenny Wilson</td> </tr> <tr> <th>Title</th> <td>VP, Docs/Funding</td> </tr> <tr> <th>Date</th> <td>3/1/2021</td> </tr> </table> EQUIPMENT ACCEPTANCE CERTIFICATE This document (the Acceptance Certificate) is executed by James E Reed (the Customer, also you or your) in favor of Amur Equipment Finance, Inc. and its successors and assigns (collectively, also we, us and our) and represents a Contract Document under the EFA, Lease or other financing agreement identified by the Contract Number above (the Contract). Any defined term not otherwise described herein shall have the same meaning ascribed to it in the Contract or the other Contract Documents defined therein. As of the Acceptance Date set forth below, you (i) unconditionally and irrevocably accept the equipment listed in the attached Schedule A, together with all records, manuals and instructions (the Equipment) and (ii) agree to be responsible for, perform and comply with, all of the Obligations, terms and conditions of the Contract Documents. In connection with your acceptance of the Equipment, you acknowledge and agree as follows: 1. You selected the Equipment, accept it AS IS and WE MAKE NO EXPRESS OR IMPLIED WARRANTIES WHATSOEVER AS TO ITS MERCHANTABILITY AND/OR FITNESS FOR A PARTICULAR PURPOSE; you selected any Software included with the Equipment, you assume all liability related to any unauthorized access or use of the Software and any Data collected, stored or used by it and we do not own or license any Software or Data nor have any duty to configure, maintain and/or otherwise safeguard them; YOU WAIVE AGAINST US, AND WE SHALL NOT BE LIABLE FOR, ANY CLAIM FOR LOSS, INJURY OR DAMAGE CAUSED BY THE EQUIPMENT, SOFTWARE AND/OR DATA, INCLUDING BUT NOT LIMITED TO, ALL SPECIAL, CONSEQUENTIAL, INCIDENTAL, PUNITIVE OR EXEMPLARY DAMAGES; and you shall look only to the vendor or manufacturer (not us) for any claim related to Equipment or Software, which shall not relieve you of any Payment or other Obligation under the Contract Documents. 2. Neither the Equipment vendor nor any of its salespersons or other agents are agents of ours or authorized to waive or modify any term or condition of this document or the other Contract Documents. 3. The Equipment has not been delivered, installed and/or accepted on a trial basis. Execution. This document may be signed manually or by electronic means and, when transmitted to us through any means (including electronic), shall be binding on you for all purposes as if manually signed. CUSTOMER | James E Reed Signature | [signature] Name | James Edward Reed Jr Title | Owner Acceptance Date | 2/23/2021 SCHEDULE A – COLLATERAL <table> <tr> <th>Description</th> <th>VIN/Serial Number</th> <th>Equipment Location</th> <th>Vendor</th> </tr> <tr> <td>2013 FRHT Cascadia 125</td> <td>3AKJGLDR5DSFB5683</td> <td>831 NW 114th St, Oklahoma City, OK 73114-6902</td> <td>Fyda Freightliner Youngstown, Inc.</td> </tr> </table> VENDOR GUARANTY OF TITLE (EFA) Vendor: Fyda Freightliner Youngstown, Inc. (also you or your) In connection with Amur Equipment Finance, Inc. (we, us or our) providing financing to James E Reed (the Customer) for the Titled Equipment listed in the attached Schedule A (the Titled Equipment) to be purchased from you, you hereby unconditionally guarantee to deliver to Axis Title, LLC, our wholly owned subsidiary, the original Certificate(s) of Title or MSO(s) (either one, a Title) as instructed below. Please check one option and follow the corresponding instructions [X] IF YOU ARE COMPLETING THE TITLING PROCESS You guarantee we will receive the following items: 1) Prior to us providing financing to the Customer: a) Fully executed copy of this Guaranty of Title. b) Clear and legible copy of the front and back of each original Title showing (a) the release of all prior liens and a properly executed dealer assignment to James E Reed and (b) Axis Title, LLC as sole lien holder. c) Clear and legible copy of the Title application signed by the Customer and showing Axis Title, LLC as sole lien holder. 2) Within 20 (twenty) calendar days (or the applicable State Law timeframe, if longer) of us providing financing to the Customer: a) Clear and legible copy of the Title receipt or white slip. b) Original processed Title or copy of registration receipt showing our lien has been placed on the Title and duly registered. You are not to release the original Title to the Customer for any reason. [ ] IF AMUR EQUIPMENT FINANCE, INC. IS COMPLETING THE TITLING PROCESS You guarantee we will receive the following items: 1) Prior to us providing financing to the Customer: a) Fully executed copy of this Guaranty of Title. b) Clear and legible copy of the front and back of each original Title showing (a) the release of all prior liens and a properly executed dealer assignment to James E Reed and (b) Axis Title, LLC as sole lien holder. 2) Within 20 (twenty) calendar days of us providing financing to the Customer: a) Original Title. You are not to release the original Title to the Customer for any reason. TITLES NEEDS TO SHOW THE FOLLOWING <table> <tr> <th>Owner</th> <td>James E Reed<br>831 NW 114th<br>Oklahoma City, OK 73114</td> <th>Lien Holder</th> <td>Axis Title, LLC<br>304 W. 3rd St<br>PO Box 2555<br>Grand Island, NE 68801</td> </tr> </table> Please note that we will consider you responsible for guaranteeing our interest in the Titled Equipment even if you let the Customer endorse the Title(s) directly. If you do not provide the Title(s) to us, or otherwise cause Axis Title, LLC's interest not to be filed as required above, we may suffer economic damages and, amongst other remedies, require you to reimburse us of all sums we paid to you in connection with this transaction. Execution. This document may be signed manually or by electronic means and, when transmitted to us through any means (including electronic), shall be binding on you for all purposes as if manually signed. <table> <tr> <th>Vendor</th> <td>Fyda Freightliner Youngstown, Inc.</td> </tr> <tr> <th>Signature</th> <td>[Signature]</td> </tr> <tr> <th>Printed Name</th> <td>MARK CHRISTOFF</td> </tr> <tr> <th>Title</th> <td>Sales Rep</td> </tr> <tr> <th>Date</th> <td>2-24-21</td> </tr> <tr> <th>Dealership No.</th> <td>HDO09970</td> <th>State</th> <td>OK</td> </tr> </table> SCHEDULE A Titled Equipment <table> <tr> <th>Year</th> <th>Manufacturer</th> <th>Model</th> <th>VIN</th> <th>Equipment Location</th> <th>Vendor</th> </tr> <tr> <td>2013</td> <td>FRHT</td> <td>Cascadia 125</td> <td>3AKJGLDR5DSFB5683</td> <td>831 NW 114th St, Oklahoma City, OK 73114-6902</td> <td>Fyda Freightliner Youngstown, Inc.</td> </tr> </table> EXHIBIT B ಎಯಿ [Note: The text below the title is in Kannada script.] AMUR STATEMENT OF ACCOUNT CONTRACT ID: 1550 CUSTOMER NAME: James E Reed Jr. ADDRESS: 831 NW 114th St Oklahoma City, OK 73114-6902 START DATE: 03/01/2021 TERM: 49 <table> <tr> <th>Inv/Chk #</th> <th>Inv/Pay Date</th> <th>Description</th> <th>Due Date</th> <th>Amount Due/Paid</th> </tr> <tr> <td>3340162</td> <td>12/31/2024</td> <td>RECOVERY RECEIVABLE FR CUSTOME</td> <td>12/01/2024</td> <td>$100.00</td> </tr> <tr> <td>Tr 241230</td> <td>12/31/2024</td> <td>Cash Receipt</td> <td>12/27/2024</td> <td>($100.00)</td> </tr> <tr> <td>3154469</td> <td>08/06/2024</td> <td>RECOVERY RECEIVABLE FR CUSTOME</td> <td>08/06/2024</td> <td>$600.00</td> </tr> <tr> <td>Tr 240806</td> <td>08/06/2024</td> <td>Cash Receipt</td> <td>08/05/2024</td> <td>($600.00)</td> </tr> <tr> <td>2956862</td> <td>02/21/2024</td> <td>Insurance Premium Correction</td> <td>02/21/2024</td> <td>$177.41</td> </tr> <tr> <td>Tr 51</td> <td>02/21/2024</td> <td>Cash Receipt</td> <td>06/10/2023</td> <td>($177.41)</td> </tr> <tr> <td>2862001</td> <td>11/21/2023</td> <td>Periodic Payment</td> <td>12/10/2023</td> <td>$1,011.96</td> </tr> <tr> <td>2862001</td> <td>11/21/2023</td> <td>Insurance Premium</td> <td>12/10/2023</td> <td>$177.41</td> </tr> <tr> <td>2860380</td> <td>12/10/2023</td> <td>Late Charge - 11/10/23 Pmt</td> <td>12/10/2023</td> <td>$101.20</td> </tr> <tr> <td>2830155</td> <td>10/23/2023</td> <td>Periodic Payment</td> <td>11/10/2023</td> <td>$1,011.96</td> </tr> <tr> <td>2830155</td> <td>10/23/2023</td> <td>Insurance Premium</td> <td>11/10/2023</td> <td>$177.41</td> </tr> <tr> <td>2828507</td> <td>11/10/2023</td> <td>Late Charge - 10/10/23 Pmt</td> <td>11/10/2023</td> <td>$101.20</td> </tr> <tr> <td>2815059</td> <td>10/04/2023</td> <td>NSF Fee</td> <td>11/10/2023</td> <td>$25.00</td> </tr> <tr> <td>2798779</td> <td>09/21/2023</td> <td>Periodic Payment</td> <td>10/10/2023</td> <td>$1,011.96</td> </tr> <tr> <td>2798779</td> <td>09/21/2023</td> <td>Insurance Premium</td> <td>10/10/2023</td> <td>$177.41</td> </tr> <tr> <td>2797085</td> <td>10/10/2023</td> <td>Late Charge - 09/10/23 Pmt</td> <td>10/10/2023</td> <td>$101.20</td> </tr> <tr> <td>2767294</td> <td>08/21/2023</td> <td>Periodic Payment</td> <td>09/10/2023</td> <td>$1,011.96</td> </tr> <tr> <td>2767294</td> <td>08/21/2023</td> <td>Insurance Premium</td> <td>09/10/2023</td> <td>$177.41</td> </tr> <tr> <td>2765616</td> <td>09/10/2023</td> <td>Late Charge - 08/10/23 Pmt</td> <td>09/10/2023</td> <td>$101.20</td> </tr> <tr> <td>2735733</td> <td>07/21/2023</td> <td>Periodic Payment</td> <td>08/10/2023</td> <td>$1,011.96</td> </tr> <tr> <td>Tr 230919</td> <td>09/18/2023</td> <td>Cash Receipt</td> <td>09/18/2023</td> <td>($188.04)</td> </tr> <tr> <td>Tr 92923</td> <td>09/29/2023</td> <td>Cash Receipt</td> <td>09/29/2023</td> <td>($823.92)</td> </tr> <tr> <td>Ck 92923</td> <td>10/04/2023</td> <td>Returned</td> <td>09/29/2023</td> <td>$823.92</td> </tr> <tr> <td>2735733</td> <td>07/21/2023</td> <td>Insurance Premium</td> <td>08/10/2023</td> <td>$177.41</td> </tr> <tr> <td>2734017</td> <td>08/10/2023</td> <td>Late Charge - 07/10/23 Pmt</td> <td>08/10/2023</td> <td>$101.20</td> </tr> </table> <table> <tr> <th>Account</th> <th>Date</th> <th>Description</th> <th>Date</th> <th>Amount</th> </tr> <tr> <td>AMUR</td> <td></td> <td></td> <td></td> <td></td> </tr> <tr> <td>2733160</td> <td>07/19/2023</td> <td>NSF Fee</td> <td>08/10/2023</td> <td>$25.00</td> </tr> <tr> <td>2732196</td> <td>07/12/2023</td> <td>NSF Fee</td> <td>08/10/2023</td> <td>$25.00</td> </tr> <tr> <td>2704737</td> <td>06/22/2023</td> <td>Periodic Payment</td> <td>07/10/2023</td> <td>$1,011.96</td> </tr> <tr> <td>Tr 52</td> <td>07/10/2023</td> <td>Cash Receipt</td> <td>07/10/2023</td> <td>($1,011.96)</td> </tr> <tr> <td>Ck 52</td> <td>07/12/2023</td> <td>Returned</td> <td>07/10/2023</td> <td>$1,011.96</td> </tr> <tr> <td>Tr 54</td> <td>07/15/2023</td> <td>Cash Receipt</td> <td>07/15/2023</td> <td>($1,011.96)</td> </tr> <tr> <td>Ck 54</td> <td>07/19/2023</td> <td>Returned</td> <td>07/15/2023</td> <td>$1,011.96</td> </tr> <tr> <td>Tr 230919</td> <td>09/18/2023</td> <td>Cash Receipt</td> <td>09/18/2023</td> <td>($1,011.96)</td> </tr> <tr> <td>2704737</td> <td>06/22/2023</td> <td>Insurance Premium</td> <td>07/10/2023</td> <td>$177.41</td> </tr> <tr> <td>Tr 53</td> <td>07/10/2023</td> <td>Cash Receipt</td> <td>07/10/2023</td> <td>($177.41)</td> </tr> <tr> <td>Ck 53</td> <td>07/12/2023</td> <td>Returned</td> <td>07/10/2023</td> <td>$177.41</td> </tr> <tr> <td>Tr 55</td> <td>07/15/2023</td> <td>Cash Receipt</td> <td>07/15/2023</td> <td>($177.41)</td> </tr> <tr> <td>Ck 55</td> <td>07/19/2023</td> <td>Returned</td> <td>07/15/2023</td> <td>$177.41</td> </tr> <tr> <td>2674107</td> <td>05/22/2023</td> <td>Periodic Payment</td> <td>06/10/2023</td> <td>$1,011.96</td> </tr> <tr> <td>Tr 50</td> <td>06/10/2023</td> <td>Cash Receipt</td> <td>06/10/2023</td> <td>($1,011.96)</td> </tr> <tr> <td>2674107</td> <td>05/22/2023</td> <td>Insurance Premium</td> <td>06/10/2023</td> <td>$177.41</td> </tr> <tr> <td>Tr 51</td> <td>06/10/2023</td> <td>Cash Receipt</td> <td>06/10/2023</td> <td>($177.41)</td> </tr> <tr> <td>Ck 51</td> <td>02/20/2024</td> <td>CREDIT</td> <td>06/10/2023</td> <td>$177.41</td> </tr> <tr> <td>Tr 0</td> <td>02/20/2024</td> <td>CREDIT</td> <td>06/10/2023</td> <td>($177.41)</td> </tr> <tr> <td>2672445</td> <td>06/10/2023</td> <td>Late Charge - 05/10/23 Pmt</td> <td>06/10/2023</td> <td>$101.20</td> </tr> <tr> <td>Tr 49</td> <td>06/10/2023</td> <td>Cash Receipt</td> <td>06/10/2023</td> <td>($101.20)</td> </tr> <tr> <td>2670836</td> <td>05/12/2023</td> <td>NSF Fee</td> <td>06/10/2023</td> <td>$25.00</td> </tr> <tr> <td>Tr 230531</td> <td>05/30/2023</td> <td>NSF Fee</td> <td>05/30/2023</td> <td>($25.00)</td> </tr> <tr> <td>2643422</td> <td>04/21/2023</td> <td>Periodic Payment</td> <td>05/10/2023</td> <td>$1,011.96</td> </tr> <tr> <td>Tr 47</td> <td>05/10/2023</td> <td>Cash Receipt</td> <td>05/10/2023</td> <td>($1,011.96)</td> </tr> <tr> <td>Ck 47</td> <td>05/12/2023</td> <td>Returned</td> <td>05/10/2023</td> <td>$1,011.96</td> </tr> <tr> <td>Tr 230531</td> <td>05/30/2023</td> <td>Cash Receipt</td> <td>05/30/2023</td> <td>($1,011.96)</td> </tr> <tr> <td>2643422</td> <td>04/21/2023</td> <td>Insurance Premium</td> <td>05/10/2023</td> <td>$177.41</td> </tr> <tr> <td>Tr 48</td> <td>05/10/2023</td> <td>Cash Receipt</td> <td>05/10/2023</td> <td>($177.41)</td> </tr> <tr> <td>2612150</td> <td>03/21/2023</td> <td>Periodic Payment</td> <td>04/10/2023</td> <td>$1,011.96</td> </tr> <tr> <td>Tr 45</td> <td>04/10/2023</td> <td>Cash Receipt</td> <td>04/10/2023</td> <td>($1,011.96)</td> </tr> <tr> <td>2612150</td> <td>03/21/2023</td> <td>Insurance Premium</td> <td>04/10/2023</td> <td>$177.41</td> </tr> <tr> <td>Tr 46</td> <td>04/10/2023</td> <td>Cash Receipt</td> <td>04/10/2023</td> <td>($177.41)</td> </tr> <tr> <td>2582003</td> <td>02/21/2023</td> <td>Periodic Payment</td> <td>03/10/2023</td> <td>$1,011.96</td> </tr> <tr> <td>Tr 43</td> <td>03/10/2023</td> <td>Cash Receipt</td> <td>03/10/2023</td> <td>($1,011.96)</td> </tr> <tr> <td>2582003</td> <td>02/21/2023</td> <td>Insurance Premium</td> <td>03/10/2023</td> <td>$177.41</td> </tr> <tr> <td>Tr 44</td> <td>03/10/2023</td> <td>Cash Receipt</td> <td>03/10/2023</td> <td>($177.41)</td> </tr> <tr> <td>2551898</td> <td>01/23/2023</td> <td>Periodic Payment</td> <td>02/10/2023</td> <td>$1,011.96</td> </tr> </table> AMUR Tr 41 02/10/2023 Cash Receipt 02/10/2023 ($1,011.96) 2551898 01/23/2023 Insurance Premium 02/10/2023 $177.41 Tr 42 02/10/2023 Cash Receipt 02/10/2023 ($177.41) 2522118 12/21/2022 Periodic Payment 01/10/2023 $1,011.96 Tr 39 01/10/2023 Cash Receipt 01/10/2023 ($1,011.96) 2522118 12/21/2022 Insurance Premium 01/10/2023 $177.41 Tr 40 01/10/2023 Cash Receipt 01/10/2023 ($177.41) 2492499 11/21/2022 Periodic Payment 12/10/2022 $1,011.96 Tr 37 12/10/2022 Cash Receipt 12/10/2022 ($1,011.96) 2492499 11/21/2022 Insurance Premium 12/10/2022 $177.41 Tr 38 12/10/2022 Cash Receipt 12/10/2022 ($177.41) 2463312 10/21/2022 Periodic Payment 11/10/2022 $1,011.96 Tr 35 11/10/2022 Cash Receipt 11/10/2022 ($1,011.96) 2463312 10/21/2022 Insurance Premium 11/10/2022 $177.41 Tr 36 11/10/2022 Cash Receipt 11/10/2022 ($177.41) 2434344 09/21/2022 Periodic Payment 10/10/2022 $1,011.96 Tr 221012 10/11/2022 Cash Receipt 10/11/2022 ($1,011.96) 2434344 09/21/2022 Insurance Premium 10/10/2022 $177.41 Tr 221012 10/11/2022 Cash Receipt 10/11/2022 ($177.41) 2405686 08/22/2022 Periodic Payment 09/10/2022 $1,011.96 Tr 33 09/10/2022 Cash Receipt 09/10/2022 ($1,011.96) 2405686 08/22/2022 Insurance Premium 09/10/2022 $177.41 Tr 34 09/10/2022 Cash Receipt 09/10/2022 ($177.41) 2377399 07/21/2022 Periodic Payment 08/10/2022 $1,011.96 Tr 31 08/10/2022 Cash Receipt 08/10/2022 ($1,011.96) 2377399 07/21/2022 Insurance Premium 08/10/2022 $177.41 Tr 32 08/10/2022 Cash Receipt 08/10/2022 ($177.41) 2349967 06/21/2022 Periodic Payment 07/10/2022 $1,011.96 Tr 29 07/10/2022 Cash Receipt 07/10/2022 ($1,011.96) 2349967 06/21/2022 Insurance Premium 07/10/2022 $177.41 Tr 30 07/10/2022 Cash Receipt 07/10/2022 ($177.41) 2323430 05/23/2022 Periodic Payment 06/10/2022 $1,011.96 Tr 27 06/10/2022 Cash Receipt 06/10/2022 ($1,011.96) 2323430 05/23/2022 Insurance Premium 06/10/2022 $177.41 Tr 28 06/10/2022 Cash Receipt 06/10/2022 ($177.41) 2296927 04/21/2022 Periodic Payment 05/10/2022 $1,011.96 Tr 25 05/10/2022 Cash Receipt 05/10/2022 ($1,011.96) 2296927 04/21/2022 Insurance Premium 05/10/2022 $177.41 Tr 26 05/10/2022 Cash Receipt 05/10/2022 ($177.41) AMUR 2271081 03/21/2022 Periodic Payment 04/10/2022 $1,011.96 Tr 23 04/10/2022 Cash Receipt 04/10/2022 ($1,011.96) 2271081 03/21/2022 Insurance Premium 04/10/2022 $177.41 Tr 24 04/10/2022 Cash Receipt 04/10/2022 ($177.41) 2246717 02/21/2022 Periodic Payment 03/10/2022 $1,011.96 Tr 21 03/10/2022 Cash Receipt 03/10/2022 ($1,011.96) 2246717 02/21/2022 Insurance Premium 03/10/2022 $177.41 Tr 22 03/10/2022 Cash Receipt 03/10/2022 ($177.41) 2221089 01/21/2022 Periodic Payment 02/10/2022 $1,011.96 Tr 19 02/10/2022 Cash Receipt 02/10/2022 ($1,011.96) 2221089 01/21/2022 Insurance Premium 02/10/2022 $177.41 Tr 20 02/10/2022 Cash Receipt 02/10/2022 ($177.41) 2195395 12/21/2021 Periodic Payment 01/10/2022 $1,011.96 Tr 17 01/10/2022 Cash Receipt 01/10/2022 ($1,011.96) 2195395 12/21/2021 Insurance Premium 01/10/2022 $177.41 Tr 18 01/10/2022 Cash Receipt 01/10/2022 ($177.41) 2164763 11/22/2021 Periodic Payment 12/10/2021 $1,011.96 Tr 15 12/10/2021 Cash Receipt 12/10/2021 ($1,011.96) 2164763 11/22/2021 Insurance Premium 12/10/2021 $177.41 Tr 16 12/10/2021 Cash Receipt 12/10/2021 ($177.41) 2132517 10/21/2021 Periodic Payment 11/10/2021 $1,011.96 Tr 13 11/10/2021 Cash Receipt 11/10/2021 ($1,011.96) 2132517 10/21/2021 Insurance Premium 11/10/2021 $177.41 Tr 14 11/10/2021 Cash Receipt 11/10/2021 ($177.41) 2089667 09/21/2021 Periodic Payment 10/10/2021 $1,011.96 Tr 11 10/10/2021 Cash Receipt 10/10/2021 ($1,011.96) 2089667 09/21/2021 Insurance Premium 10/10/2021 $177.41 Tr 12 10/10/2021 Cash Receipt 10/10/2021 ($177.41) 2059707 08/23/2021 Periodic Payment 09/10/2021 $1,011.96 Tr 9 09/10/2021 Cash Receipt 09/10/2021 ($1,011.96) 2059707 08/23/2021 Insurance Premium 09/10/2021 $177.41 Tr 10 09/10/2021 Cash Receipt 09/10/2021 ($177.41) 2037559 07/22/2021 Periodic Payment 08/10/2021 $1,011.96 Tr 7 08/10/2021 Cash Receipt 08/10/2021 ($1,011.96) 2037559 07/22/2021 Insurance Premium 08/10/2021 $177.41 Tr 8 08/10/2021 Cash Receipt 08/10/2021 ($177.41) 2016153 06/21/2021 Periodic Payment 07/10/2021 $1,011.96 Tr 5 07/10/2021 Cash Receipt 07/10/2021 ($1,011.96) <table> <tr> <th>AMUR</th> <th></th> <th></th> <th></th> <th></th> <th></th> <th></th> </tr> <tr> <td>2016153</td> <td>06/21/2021</td> <td>Insurance Premium</td> <td>07/10/2021</td> <td>$177.41</td> <td></td> <td></td> </tr> <tr> <td>Tr 6</td> <td>07/10/2021</td> <td>Cash Receipt</td> <td>07/10/2021</td> <td>($177.41)</td> <td></td> <td></td> </tr> <tr> <td>1995258</td> <td>05/21/2021</td> <td>Periodic Payment</td> <td>06/10/2021</td> <td>$1,011.96</td> <td></td> <td></td> </tr> <tr> <td>Tr 4</td> <td>06/10/2021</td> <td>Cash Receipt</td> <td>06/10/2021</td> <td>($1,011.96)</td> <td></td> <td></td> </tr> <tr> <td>1984899</td> <td>04/29/2021</td> <td>Periodic Payment</td> <td>05/10/2021</td> <td>$1,011.96</td> <td></td> <td></td> </tr> <tr> <td>Tr 2</td> <td>05/10/2021</td> <td>Cash Receipt</td> <td>05/10/2021</td> <td>($1,011.96)</td> <td></td> <td></td> </tr> <tr> <td>1984899</td> <td>04/29/2021</td> <td>Per Diem - Interim - Not Taxable</td> <td>05/10/2021</td> <td>$180.00</td> <td></td> <td></td> </tr> <tr> <td>Tr 3</td> <td>05/10/2021</td> <td>Cash Receipt</td> <td>05/10/2021</td> <td>($180.00)</td> <td></td> <td></td> </tr> <tr> <td>1972488</td> <td>04/18/2021</td> <td>Periodic Payment</td> <td>05/01/2021</td> <td>$1,011.96</td> <td></td> <td></td> </tr> <tr> <td>Tr 0</td> <td>05/01/2021</td> <td>CREDIT</td> <td>05/01/2021</td> <td>($1,011.96)</td> <td></td> <td></td> </tr> <tr> <td>1951959</td> <td>03/11/2021</td> <td>Periodic Payment</td> <td>04/01/2021</td> <td>$1,011.96</td> <td></td> <td></td> </tr> <tr> <td>Tr 1</td> <td>04/01/2021</td> <td>Cash Receipt</td> <td>04/01/2021</td> <td>($1,011.96)</td> <td></td> <td></td> </tr> <tr> <td>1944036</td> <td>02/26/2021</td> <td>Filing Fee</td> <td>04/01/2021</td> <td>$195.00</td> <td></td> <td></td> </tr> <tr> <td>Tr [#####]</td> <td>02/26/2021</td> <td>Cash Receipt</td> <td>02/26/2021</td> <td>($195.00)</td> <td></td> <td></td> </tr> <tr> <td>1944019</td> <td>02/26/2021</td> <td>Periodic Payment</td> <td>03/01/2021</td> <td>$7,630.00</td> <td></td> <td></td> </tr> <tr> <td>Tr [#####]</td> <td>02/26/2021</td> <td>Cash Receipt</td> <td>02/26/2021</td> <td>($7,630.00)</td> <td></td> <td></td> </tr> </table> Net Invoices Due or Past Due: $6,517.22 Remaining Invoices 15 @ 1011.96: $15,179.40 SUB-TOTAL AMOUNT DUE: $21,696.62 Less Recoveries Received: ($700.00) Less Net Present Value Discount 7.83%: ($669.85) TOTAL AMOUNT DUE: $20,326.77 Date of Last Payment: 9/18/2023 Default Date: 8/10/2023 Run By: AMUR\cmartin Run Date&Time: 11/5/2025 1:12:51 PM